[Hiring] Senior Risk Consultant @Community Choice Financial Family of Brands

Role Description

The Senior Risk Consultant will lead the company’s fraud prevention strategies and risk adoption of open banking tools. This role will be responsible for developing and executing data-driven, customer-centric strategies for credit risk onboarding and fraud detection to ensure safe account creation, loan origination, and payment processing. The Senior Risk Consultant will measure and monitor performance of fraud trends and adoption of open banking tools to ensure the business meets or exceeds fraud loss and growth targets.

Qualifications

• Bachelor's or Master's Degree in a quantitative discipline (statistics, math, computer science, data science, quantitative social science, operation management, finance) or equivalent working experience.
• 7+ years of experience in fraud risk or credit risk demonstrating understanding of risk management disciplines, varying analytic practices and fraud risk concepts.
• Proven success in analyzing large amounts of data which foster actionable business decisions.
• Intermediate to advanced experience in SQL, R or Python.
• Strong organizational skills and the ability to communicate effectively, both verbally and in written form.
• Ability to work effectively in a remote environment.

Requirements

• Use data analytics to identify and mitigate fraud risks associated with account creation, loan origination, and payments.
• Establish and monitor fraud detection models and business rules to prevent fraudulent activities.
• Create robust fraud detection mechanisms leveraging machine learning, AI, and other analytics tools to continuously improve fraud prevention.
• Lead the adoption of open banking solutions for improving business outcomes in fraud detection and credit risk assessment.
• Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups.
• Continuously evaluate emerging fraud and open banking trends, threats, and technologies, adapting the company’s strategies accordingly.
• Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and peers.
• Build and maintain productive partnerships with key areas of the business (e.g., Operations, Risk, Product, Compliance) to ensure strategies are comprehensive, fit for purpose and executed as designed.
• Oversee and continually refine the company’s fraud and open banking strategies to ensure compliance with all relevant regulations and policies.
• Establish key performance indicators (KPIs) to measure the effectiveness of fraud and open banking solutions, driving improvements over time.

Benefits

• Uncapped Flexible Paid Time Off.
• Paid on-the-job training and a comprehensive new hire program.
• Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development.
• Performance-based career advancement.
• Educational Reimbursement Program.
• Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA).
• Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program.
• Company-Sponsored Life and AD&D Insurance.
• Basic and Enhanced Voluntary benefits including dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance.
• Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program.
• Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace.
• A relaxed, business casual dress code that includes jeans and sneakers!