[Hiring] Risk Control Analyst @Binance

Role Description

• Serve as the primary risk point of contact for card issuer side risk matters, including BIN card fraud, transaction monitoring, and card lifecycle risk control.
• Collaborate with payment and card business teams to gather requirements, propose risk control measures, and drive end-to-end implementation.
• Design and deploy risk rules and strategies for card-related scenarios, including card opening, credit limit adjustments, transaction authorization, and dispute/chargeback handling.
• Monitor card risk metrics, conduct post-event analysis, and continuously optimize control effectiveness.
• Evaluate third-party card risk vendors and solutions; drive integration where valuable.
• Design and deploy ATO risk control strategies, including risk analysis, feature extraction, rule/strategy deployment, and control flow design.
• Build and refine ATO detection and prevention pipelines across login, device, transaction, and account-change scenarios.
• Leverage risk signals (device, IP, behavioral, biometric) to construct multi-layered defense chains.
• Analyze attack patterns and emerging threats; translate insights into actionable detection rules and mitigation strategies.
• Document risk control designs, decision logs, and post-incident reviews.
• Work with data and engineering teams to implement and tune risk models and rules.
• Participate in cross-functional projects spanning payment, compliance, and product teams.

Qualifications

• 3+ years of experience in risk control, fraud prevention, or a related analytical role.
• Hands-on experience designing and deploying risk rules/strategies in a real-time production environment.
• Strong analytical skills: ability to extract risk features from data, build detection logic, and measure control effectiveness.
• Solid understanding of risk control frameworks, including rule-based systems, scoring models, and layered defense design.
• Proficiency in SQL and data analysis tools; comfortable working with large datasets.
• Strong communication and stakeholder management skills — ability to translate business needs into risk control requirements and drive cross-team execution.
• Experience using AI tools in day-to-day work, e.g., leveraging AI to analyze risk issues, automate and optimize rules, screen data, or accelerate investigation workflows.

Requirements

• Experience in Card risk control on the issuer side (BIN management, authorization risk, 3DS, card fraud detection).
• Experience with ATO, account fraud, or identity risk domains.
• Experience working with third-party risk vendors (e.g., face verification, device fingerprinting, fraud scoring).
• Knowledge of regulatory and compliance considerations in card and fintech risk.
• Bilingual English/Mandarin is required to effectively coordinate with overseas partners and stakeholders.

Benefits

• Shape the future of finance.
• Collaborate with world-class talent in a user-centric global organization with a flat structure.
• Tackle challenging projects in a fast-paced and innovative environment with autonomy.
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning.
• Competitive salary and company benefits.
• Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team).