[Hiring] Insurance Underwriter @Mercor

Role Description

The Life & Annuity Specialist will be responsible for the following:

• Design realistic scenarios involving needs analysis, product selection, and underwriting.
• Develop illustrations, table ratings, replacements, and policy-service determinations.
• Create work products such as coverage recommendations, illustration comparisons, and underwriting assessments.
• Provide suitability rationales and replacement analyses.
• Write "golden" reference responses at experienced life and annuity practitioner quality.
• Ensure high standards in all outputs.
• Grade AI-generated responses against structured rubrics for product accuracy and suitability.
• Evaluate mathematical correctness and disclosure adequacy.
• Identify unsupported illustration assumptions and unsuitable recommendations.
• Detect confusion between product types or tax treatments.
• Provide written feedback to the research team to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Qualifications

• Must-Have:
• 2+ years of professional experience in life insurance or annuity advisory, underwriting, or policy administration.
• Experience with at least one product family such as term, whole life, or universal life.
• Understanding of policy mechanics like cost of insurance and surrender charges.
• Ability to explain tax treatment and suitability considerations clearly.
• Excellent written communication and high attention to detail.
• Ability to distinguish product and suitability judgment from investment advice.
• Preferred:
• CLU, ChFC, FLMI, CFP, or comparable designation.
• Active or previously held life and health producer license, or securities registration.
• Medical or financial life underwriting experience, including APS review.
• Experience with buy-sell, key-person, or estate-planning cases.
• Experience with suitability, Reg BI, or state replacement and disclosure review.

Requirements

• Start Date: Immediately; applications reviewed on a rolling basis.

Application Process

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: Interview Process
• For any help or support, reach out to: [email protected]
• PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.