[Hiring] HNW Residential Property Advisor @PURE Insurance

Role Description

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for our members who are owners of the finest built homes. Risk Managers apply professional judgment, technical expertise, and discretion to assess risk and determine replacement cost.

Risk Managers work with a high degree of autonomy, interfacing directly with our members to communicate findings on underlying risk factors identified in their homes, recommending mitigation solutions that impact business operations, underwriting decisions, and loss exposure.

This remote position requires extensive travel throughout the Western United States to conduct in-home risk assessments. The ideal candidate will be based in a location with convenient access to a major airport. Preferred locations include Las Vegas, NV; Phoenix, AZ; Bozeman, MT; Boise, ID; and Reno, NV. Depending on the candidate’s location, 70%-100% of the homes they will see may be located outside of their home state.

What You'll Do

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
• Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
• Assess property conditions, evaluate replacement cost considerations, identify material risk factors, and determine the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.
• Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.
• Travel regularly throughout the Western United States to conduct in-home assessments and engage directly with members.
• Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
• Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction.

Qualifications

• Bachelor’s degree preferred but not required – relevant field experience is highly valued.
• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices.
• OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field.
• Strong interpersonal and oral and written communication skills are a must.
• Demonstrated ability to apply independent judgment and discretion in complex situations.
• Ability to work independently with minimal supervision.
• Detail-oriented with strong problem-solving skills.
• Professional, trustworthy and passionate about helping others.
• Ability and willingness to travel extensively throughout the Western United States.

Requirements

• The base salary for this role can range from $80k-100k, based on a full-time work schedule.
• An individual’s ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience.

Benefits

• Exceptional service, hospitality, and care.
• Partnership with members to help prevent losses.
• Smart insurance solutions at fair prices.

Company Description

We're a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for our members. We aim for our members to love their insurance. It is our mission to create a membership experience so compelling that our members never want to leave.