[Hiring] Experienced Senior Loan Processor @Federal Hill Mortgage

Role Description

A top-producing, well-established mortgage company in the Glen Burnie area is seeking an exceptional, highly experienced Mortgage Loan Processor to join its growing team. This is an outstanding opportunity for a seasoned mortgage professional who takes pride in their work, understands the importance of accuracy and efficiency, and knows how to move loans smoothly from processing through closing.

The position offers flexibility to work remotely or from our office for the right candidate.

Key Responsibilities

• Independently manage mortgage loan files from initial processing through clear-to-close.
• Thoroughly review loan applications, credit reports, income documentation, assets, liabilities, and supporting documentation.
• Identify potential underwriting issues early and proactively resolve them before submission.
• Prepare complete, accurate, and well-organized loan packages for underwriting.
• Review underwriting conditions, anticipate documentation requirements, and efficiently obtain outstanding items.
• Communicate professionally and proactively with loan officers, borrowers, underwriters, lenders, and other parties throughout the loan process.
• Maintain meticulous loan documentation, accurate system records, and detailed file notes.
• Monitor loan milestones, deadlines, and closing dates to ensure files move forward without unnecessary delays.
• Demonstrate a thorough understanding of mortgage guidelines and investor requirements.
• Manage multiple active loans while maintaining exceptional accuracy, responsiveness, and customer service.

Qualifications

• Minimum 3 years of recent, hands-on residential mortgage processing experience; 5+ years strongly preferred.
• Extensive knowledge of Conventional, FHA, and VA mortgage guidelines.
• Demonstrated experience reviewing and calculating qualifying income, including self-employed borrowers and complex income scenarios.
• Strong understanding of debt-to-income ratios, assets, credit analysis, underwriting conditions, and mortgage documentation requirements.
• Proven ability to recognize red flags, identify missing information, and anticipate underwriting challenges.
• Experience working with mortgage loan origination systems and electronic loan files.
• Exceptional organizational skills, attention to detail, and time management.
• Excellent written and verbal communication skills.
• Ability to work independently, take ownership of assigned files, and meet deadlines in a fast-paced environment.
• A strong sense of accountability, urgency, and commitment to delivering exceptional results.
• For remote candidates: demonstrated success independently managing a full mortgage loan pipeline from processing through clear-to-close, with minimal supervision, while consistently meeting deadlines and maintaining file quality.
• Experience working in a mortgage brokerage environment and familiarity with multiple wholesale lenders is highly desirable.

What Sets Our Ideal Candidate Apart?

• Reviews every file thoroughly and catches issues others may overlook.
• Understands mortgage guidelines rather than relying solely on checklists.
• Takes personal responsibility for keeping loans moving.
• Is comfortable handling complex scenarios and finding solutions.
• Communicates clearly, follows through consistently, and never lets important details fall through the cracks.
• Thrives in a results-driven environment where excellence is the standard.

Why Consider This Opportunity?

• Join a respected, top-producing mortgage organization.
• Work with an experienced, high-performing mortgage team.
• Opportunity for remote or in-office employment.
• Handle a diverse range of mortgage products and challenging scenarios.
• Be part of a professional environment that values expertise, initiative, and exceptional performance.
• Enjoy the opportunity to make a meaningful impact within a growing organization.

How to Apply

We are seeking experienced mortgage processors only. This is not an entry-level position. Qualified candidates should submit a current resume detailing their mortgage processing experience, loan products handled, and experience working with wholesale lenders. All applications will be handled confidentially. If you are an accomplished mortgage processor who takes pride in being among the best at what you do, we would welcome the opportunity to speak with you.