[Hiring] Senior Relationship Manager @TD

Role Description

Subject matter relationship executive with deep credit skills and prior experience working with companies $100mm - $2B in review in the Waste Management Industry. TD is seeking to create a dedicated Industry Team with initial focus on Waste Industry Companies and residential and commercial waste collection and likely owning landfills as well that are privately held or private equity owned. Location is flexible.

• Leads the formulation and implementation of long and short-term strategic plans and objectives to increase market share/penetration and maximize opportunities for growth throughout the marketplace.
• Works independently to develop new business with prospects that have the largest and most complex credit needs in assigned portfolio segment.
• Maintains or establishes largest portfolio segment and geography for growth goals (loans, deposits, fees), both individually and assisting the team, through development of new business Customers and cross selling existing Customers as well as an established network of resources.
• Facilitates larger transactions and relationships referred to Commercial relationship management according to prescribed Bank parameters.
• Makes calls independently and invites less experienced Relationship Managers to join as a development opportunity.
• Contributes to the coaching, training, development and team leadership of less experienced Relationship Managers.
• Makes and assists in sales calls, gathers financial and general business information and explains products and services offered.
• Negotiates terms and conditions within parameters defined by credit decisions; finalizes loan agreements with prospects and Customers and closes sales.
• Contributes and provides input to loan decision process based on evaluation of credit risk and other key factors from Credit Management.
• Assists in issue resolution (including delinquencies and problem credits) and activities related to credit support and product partners to support the regional strategy.
• Develops a clear retention plan for assigned portfolio deposits and loans within the specified territory.
• Actively generates referrals to all business partners in the bank to help meet the comprehensive financial needs of entrepreneurs or borrowing entity.
• Meets regularly with internal referral sources to establish business relationships and develops network of outside referral sources for new business.
• Develops broader knowledge base of commercial and small business, other Company products and services, which may include loan policy, documentation, structuring and regulatory requirements.
• Maintains frequent interaction with centers of influence, diverse industry segments, community leaders, and senior business contacts.
• Develops community relationships, through CRA initiatives and membership in civic and professional organizations, including active participation in networking events.
• Prepares and submits all reports may prepare management reports summarizing individual and team loan activity.

Qualifications

• 4 year degree or equivalent experience.
• 10+ years related experience.
• In-depth understanding of commercial industry, business development techniques and credit decisions.
• Proven business development track record, with proven ability to conceptualize and implement effective new business strategies.
• Extensive network of outside referral sources for new business.
• Excellent credit and financial analysis skills.
• Refined negotiation skills.
• Proven communication skills, both verbal and written.
• Proven PC skills.
• Demonstrated experience in Commercial & Industrial, Divestitures, Mergers & Acquisition loans.
• Demonstrated experience in syndicated loans.

Requirements

• Understands and supports the Bank's Customer Service Strategy.
• Considers the impact of decisions on the well-being of TD, its customers and stakeholders.
• Delivers legendary customer experiences – Provide the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity.
• Leads and models quality service delivery at every interaction.
• Leads and contributes to the ongoing improvement of the partner/Customer experience.

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Company Description

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.