Role Description
The Capital Markets Sales Officer within the Flagstar Financial & Leasing group is responsible for originating, structuring, and distributing lease transactions through bank and non-bank investors. This role focuses on growing the bankβs leasing portfolio by identifying market opportunities, building relationships with institutional buyers, and executing transactions that optimize risk-adjusted returns. The ideal candidate has deep expertise in the equipment leasing, acquisitions, lease syndications, structured finance, and credit risk, as well as a strong track record of closing deals in the capital markets.
Job Responsibilities
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Origination & Deal Structuring
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Source, structure, and price lease transactions for acquisition/syndication distribution from & to bank and non-bank institutional investors.
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Develop and maintain strong relationships with institutional investors, lessors, and financial sponsors.
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Partner with Relationship Managers and internal leasing teams to assess client needs and structure competitive lease solutions.
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Responsible for specified volume &/or fee income targets within Capital Marketsβ overall objectives.
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May lead high level strategic initiatives for Capital Markets &/or Flagstar Financial & Leasing, LLC.
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Transaction Execution & Distribution
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Lead the syndication and secondary market sale of lease assets, ensuring optimal pricing and execution.
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Collaborate with credit, legal, and operations teams to facilitate smooth deal execution.
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Negotiate terms with investors, ensuring alignment with bank credit and risk policies.
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Market Intelligence & Strategy
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Stay informed on trends in the leasing and structured finance markets, identifying new opportunities for growth.
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Provide insights to leadership on pricing strategies, risk appetite, and competitive positioning.
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Ensure compliance with regulatory and internal risk management requirements.
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Uses independent judgement and discretion to make decisions related to client needs and the portfolio.
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Analyzes and resolves problems pertaining to client needs and the portfolio.
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Additional Accountabilities
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Performs special projects, and additional duties and responsibilities as required.
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Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.
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Accountable to maintain compliance with applicable federal, state and local laws and regulations.
Qualifications
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Undergraduate Degree (4 years or equivalent).
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5+ Years combination of equipment leasing, capital markets, lease syndication, structured finance, finance &/or relationship management experience.
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Proven ability to originate and execute lease transactions in institutional and equipment leasing markets.
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Strong network within the leasing and financial services industry.
Requirements
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Credit, portfolio risk analysis and pricing skill set in support of recommendations for the acquisition &/or syndication of opportunities.
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Good understanding of standard equipment leasing products.
Job Competencies
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Capital Markets & Leasing Expertise β Strong understanding of lease acquisitions, syndications, structured finance, and secondary markets.
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Sales & Relationship Management β Strong ability to originate and maintain relationships with institutional investors.
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Financial & Credit Analysis β Proficiency in structuring transactions that optimize risk-adjusted returns.
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Negotiation & Deal Execution β Skilled in negotiating terms and managing transaction processes.
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Regulatory & Compliance Knowledge β Familiarity with banking regulations and capital markets guidelines.
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Market Awareness & Strategic Thinking β Ability to identify trends and adjust strategies accordingly.
Benefits
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Medical, dental, vision, life, and disability insurance.
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Comprehensive leave program.
Pay Range
$127,222.50 - $219,675.00