[Hiring] Vice President, Product Management @Kapitus

Role Description

The Vice President, Product Management- Core Lending is the general manager of Kapitus' core lending products including term loan and line of credit with responsibility to own and manage the P&L, the product strategy, go-to-market plans, and the associated outcomes. You will work in close partnership with the Product Delivery organization, which builds and operates the technical platform underlying these products and with Risk, Finance, Sales, Operations, and Executive Leadership to define and execute a strategy to make Kapitus' core lending products the most competitive in the small business lending market.

What You Will Do:

• Ownership of Revenue & Cost Drivers:
  • Own and manage the revenue and cost drivers for core lending products, tracking key performance metrics regularly.
  • Present business performance to executive leadership monthly and drive prioritization decisions.
  • Identify and quantify the gap between current performance and competitive benchmarks.
  • Partner with Finance to build and maintain a product-level P&L model.
• Go to Market Strategy & Execution:
  • Define the go-to-market strategy across segments and channels.
  • Own the product pricing strategy in partnership with Risk and Finance.
  • Lead the launch planning for new product features and market expansions.
  • Develop and maintain a competitive intelligence cadence.
• Product Strategy & Roadmap:
  • Define a rolling 12–18 month product vision for Line of Credit and Term Loan.
  • Translate the product vision into a prioritized roadmap of initiatives.
  • Identify opportunities to use AI and machine learning to improve product outcomes.
  • Ensure the product roadmap reflects regulatory and compliance requirements.
• Team Leadership & Talent Development:
  • Directly lead a team of PMs supporting the core lending products.
  • Model the product behaviors expected of the team.
  • Hire and develop product talent that combines business acumen with technical fluency.
  • Provide opportunities for developmental activities.
  • Lead hiring, performance management, and compensation evaluation of team members.
  • Collaborate with Kapitus leadership and HR on career growth and succession plans.

Qualifications

• 8–12+ years in Product Management with demonstrated ownership of full product P&L in a fintech, banking, or lending environment.
• Proven track record of owning and improving financial metrics.
• Deep understanding of small business or consumer lending economics.
• Experience owning a go-to-market strategy with success measurements for a financial product.
• Experience operating in a regulated financial services environment.
• Experience working within or alongside an Agile Product Delivery organization.
• Ability to present product strategies, competitive analyses, and business cases to executive leadership.
• Demonstrated ability to lead and develop a team of PMs.

Requirements

• Strong analytical skills and ability to interpret data.
• Excellent communication and interpersonal skills.
• Proven leadership skills and ability to inspire a team.
• Ability to work collaboratively across departments.

Benefits

• Competitive Base Salary Range of $187,200-$300,300.
• Annual Incentive Compensation Eligibility – Up to 20% annually.
• Health Insurance: Comprehensive medical, dental, and employer-paid vision plans.
• Flexible Spending Account for qualified out-of-pocket expenses.
• Lifestyle Spending Account for physical, mental, and financial well-being expenses.
• 100% Company Paid Insurances for short-term and long-term disability insurance.
• Voluntary Insurance options for supplemental life insurance.
• Paid Maternity and Parental Leave beyond state-mandated policies.
• Commuter Benefits for parking and travel expenses.
• LifeBalance Program offering discounts on various activities.
• Plum Benefits Discount Program for exclusive discounts.
• Tuition Reimbursement of up to $5,000 annually.
• Travel Reimbursement for work-related travel.
• Paid Time Off and Sick Time.
• Retirement Benefits with a 25% match on 401K contributions.