[Hiring] Product Owner, Integrated Payables @Zact Inc.

Role Description

The Product Owner, Integrated Payables is a hands-on product leader responsible for defining, prioritizing, and delivering Zact's accounts payable and business payments product, which banks offer to their commercial customers. Integrated Payables takes an invoice from receipt to reconciled payment:

• Invoices arrive by email, upload, or payment instruction file (PIF).
• Invoices are OCR'd and coded.
• Invoices route through approvals.
• Invoices are paid on the best rail (virtual card, ACH, or check).
• Invoices post back to the customer's accounting system.

The Product Owner owns that end-to-end experience and the backlog that drives it. This role combines two jobs that many companies split: Product Owner and Technical Product Manager (TPM). The successful candidate will combine strong product judgment with technical fluency and a practical understanding of how payables actually work inside a finance team, and how banks and card processors deliver commercial payments.

Qualifications

• 5+ years of experience as a Product Owner, Product Manager, or Business Analyst, ideally on B2B SaaS or fintech products.
• Demonstrated ability to write clear user stories, acceptance criteria, and functional requirements for complex workflows.
• Hands-on experience working in Agile/Scrum teams and leading backlog refinement, sprint planning, and sprint reviews.
• Comfort operating in a fast-paced, entrepreneurial environment where priorities evolve and initiative matters.
• Technical fluency to engage engineers on APIs, data models, integrations, and system design.
• Strong understanding of accounts payable processes, including invoice capture, coding, approvals, PO matching, and payment runs.
• Ability to break complex business problems into clear, buildable increments and to make sound prioritization trade-offs.
• Strong written and verbal communication skills.
• BS/BA degree or equivalent professional experience.

Requirements

• Experience owning delivery end to end, as a Technical Product Manager, TPM, or Product Owner without dedicated project management support.
• Experience planning releases, managing dependencies across teams and external partners, and keeping delivery on track.
• Proficiency with Agile delivery tools such as Jira or Azure DevOps.
• Working knowledge of B2B payment rails, including virtual cards, ACH, wires, and checks.
• Familiarity with OCR/AI invoice extraction, payment instruction files, and accounting or ERP integrations.
• Ability to engage directly with banks, business customers, and partners to gather requirements and validate solutions.

Benefits

• Opportunity to work in a fast-paced, innovative fintech environment.
• Collaborative team culture.
• Professional development opportunities.

Company Description

Zact is a fintech innovator dedicated to helping organizations simplify expense and payment management. Our platform aligns employees, finance, and accounting with stronger controls, cleaner workflows, and continuous reconciliation to financial systems.