[Hiring] Product Builder @Branch International

Role Description

This is a 0→1 product role that requires genuine technical depth. You will take lending ideas from “what if” to the first disbursed loan — and you will build most of it yourself.

• You’ll write the spec and the first version of the code.
• There are no handoffs, no backlogs to inherit, and no engineers to delegate to. You are the engineer, the builder.
• You will own the full stack of decisions: define the problem, design the experience, build the prototype, integrate the APIs, run the experiment, and recommend whether to scale or kill.

Responsibilities

• Evaluate new lending product ideas: research the market, score the opportunity, and recommend whether to experiment.
• Design borrower experiences end-to-end — flows, screens, edge cases, communication.
• Build functional prototypes and MVPs using code, AI-assisted tools, or a combination.
• Set success metrics and kill metrics before each experiment starts — and honour them.
• Run small-cohort experiments, collect data, and write crisp recommendations.
• Own the tooling and integrations needed to disburse, track, and collect for each product.
• Work with the Lending Lab Head on experiment prioritisation and portfolio decisions.

Qualifications

• 1–4 years of experience with a strong technical foundation — you have written production code and are comfortable owning a full-stack implementation independently.
• You have independently built and shipped something — a product, app, tool, or side project with real users. We will ask to see it.
• Strong with modern development tools and AI-assisted coding (Cursor, Lovable, or similar) — you use these to move faster, not as a substitute for engineering depth.
• Product instincts to match the technical ability — you can identify a real user problem, design the solution, and know when to stop building.
• Comfortable integrating third-party APIs, setting up backend logic, and owning the full borrower journey from frontend to data store.
• Comfortable with ambiguity and kill decisions — when data says stop, you stop.
• Startup experience strongly preferred — especially if you’ve been an early engineer, a founding engineer, or built your own product.
• Experience in fintech or lending is a plus, not a requirement.
• Based in Bangalore (remote-first, with occasional in-person when needed).

Benefits

• Competitive salary and equity package.
• Fast-paced, collaborative, and high-autonomy work culture.
• Hybrid work setup designed for flexibility and work-life balance.
• Fully paid group medical insurance and personal accident insurance.
• Generous paid time off, plus company-declared public holidays.
• Fully paid parental leave for fathers and non-birthing parents (12 weeks), in addition to 26 weeks of statutory maternity leave.
• Monthly WFH stipend, along with a one-time home office setup budget.
• $500 annual professional development budget.
• Quarterly social meet-ups and sponsored monthly team lunches.