[Hiring] Insurance Product Development Manager @Kin Insurance

Role Description

You'll design new insurance products and features, then drive their rollout across new and existing states. 5+ years of product development experience required.

Responsibilities

• Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value.
• Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance.
• Own the research and proposal of new products, rules, coverages, and enhancements.
• Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring.
• Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows.
• Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready.
• Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features.
• Translate market and competitive research into concrete product recommendations and pricing adjustments.
• Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry.

Success in This Role

• New pricing products or features have been successfully launched, showing meaningful impact to growth goals.
• State expansion pricing models are built, validated, and ready for regulatory submission.
• AI/ML tools are actively integrated into the pricing development workflow, improving speed or accuracy of analysis.
• Cross-functional partners trust this person's product recommendations and rely on their analysis to make launch decisions.

Qualifications

• 5+ years of insurance product development experience.
• Demonstrated experience building or launching new insurance products, features, or rating enhancements.
• Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness.
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results.
• Strong understanding of regulatory modeling and compliance requirements across multiple states.
• Ability to translate market research and competitive analysis into concrete pricing and product recommendations.
• Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams.
• Homeowners insurance experience preferred but not necessary.

How We Hire

• We will accept applications for this position until January 18th.
• Prompt updates and feedback following interviews.
• Interviews with recruiters, hiring managers, and members of teams.
• Skills assessment relevant to the position, if applicable.
• Genuine, thoughtful human interaction at every step.

How We Work

• Run through walls, together: High performance. Low drama. Always respectful.
• Raise the bar. Drop the ego: We win by working in sync.
• Act like an owner: Fully accountable for achieving Kin’s mission.
• Operate lean. Deliver more: Build efficiency into everything we do.
• Keep asking ‘What if?’: We value curiosity and embrace insights.

Where We Work

• We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL.
• For Sales Agents and Customer Service Agents: Roles sit in 32 states.
• For all other positions: Roles can sit in 41 states.
• Remote technical positions in Canada: Only individuals residing in Ontario will be considered.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it.