[Hiring] Data Product Manager @Kin Insurance

Role Description

Enable the data products behind Kin’s core insurance decisions, from pricing and underwriting to actuarial analysis and claims. Get to the real question behind each request, then partner with data engineering to build the datasets those teams rely on to decide.

Your Responsibilities

• Dig past the first request to the real decision a pricing, underwriting, actuarial, or claims team is trying to make, asking why enough times to get there.
• Enable the data products behind those decisions, from the datasets that feed a rate review to the views a claims team works from.
• Connect data across the systems that hold it, including Snapsheet and Xactimate for claims and vendor loss modeling from RMS and Verisk, so a change in any of them is understood and handled.
• Build supporting datasets proactively, ahead of the questions, so teams can dig into a metric or a problem without waiting on a new pull.
• Scope and deliver data products in partnership with data engineering.
• Own the data layer as the single source of truth for core insurance metrics like loss ratio and pricing accuracy, so analysis stays consistent and self-serve.
• Nail down what each metric means before it ships, since these numbers steer real money decisions on rate and risk selection.
• Improve data quality and instrumentation so these decisions rest on numbers people trust.
• Translate messy, multi-source data into a clear story and a recommendation someone can act on.
• Partner across pricing, actuarial, underwriting, claims, and data engineering so insight turns into decisions.

Success in This Role

• By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you have helped make.
• The pricing and underwriting decisions in your area are backed by numbers people trust, and the same is becoming true for claims.
• You have shipped data products that measurably improved an outcome the business cares about, such as loss ratio visibility or pricing accuracy.
• The teams you support agree on what the key metrics mean and are working from shared, reliable numbers.
• The data behind those decisions is more reliable and consistent, so calls happen faster and with less second guessing.

Qualifications

• 2 to 5 years in product management, data analytics, or an analytical role close to the insurance business.
• Real business sense for how data gets used to decide, ideally from time spent as an analyst making recommendations, not only shipping features.
• Advanced SQL, able to pull and join data across multiple sources on your own.
• Comfort in a modern data stack such as Databricks and Looker.
• The instinct to dig for the real question instead of taking the first request at face value.
• Precise about definitions, since a metric that drives a pricing or claims decision has to mean one thing.
• Able to use AI to raise your own throughput and prototype ideas fast.
• Experience partnering with engineering to scope and ship.
• Some familiarity with the insurance business, or a clear appetite to learn it fast.
• Clear, concise communication with a technical audience and a business one alike.

Bonus Points

• Background in InsurTech or FinTech, especially homeowners, and comfort with concepts like loss ratio, premium, underwriting, and catastrophe risk.
• Familiarity with insurance systems such as Snapsheet, Xactimate, or catastrophe modeling from RMS and Verisk.

Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level.
• 401(k) with company match up to 4% of eligible earnings.
• Multiple medical plan options, plus dental and vision coverage.
• Company-funded HSA contributions (based on medical plan selection).
• Company-paid life insurance and short-term disability.
• A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance.
• Access to mental health support and confidential counseling resources.
• Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays.
• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.
• Career mobility and internal growth opportunities across the organization.
• Professional development budgets for certifications, conferences, and learning available, subject to management approval.