[Hiring] Medical Director @Cincinnati Financial

Role Description

Our Life Underwriting and Policy Issue department seeks a part-time medical director. This role is responsible for providing medical guidance for risk assessment, underwriting guideline development, and medical research evaluation to help ensure sound, evidence‑based underwriting decisions.

Positions serving territories away from our Headquarters in Fairfield, Ohio, may be fully remote.

The pay range for this position is $80.00 - $95.00 per hour. Pay is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus based on company and individual performance.

Be ready to:

• Provide expert medical consultation for complex life underwriting referrals
• Identify and interpret medical information relevant to case evaluation
• Assist the chief underwriter with updating medical underwriting guidelines
• Provide support for life and disability claim adjudication as needed
• Develop and deliver medical training for underwriters to enhance medical risk evaluation skills
• Assist underwriting colleagues in applying medical concepts consistently and correctly
• Support underwriting processes through clear interpretation of clinical trends and insurance‑relevant medical considerations
• Present new and emerging medical advances to the underwriters

Qualifications

• Strong knowledge of medical literature and ability to apply findings to insurance risks
• Excellent written and oral communication skills
• Action‑oriented and efficient approach to decision‑making
• Ability to apply medical concepts accurately within underwriting and life claims contexts
• Proficiency in electrocardiogram (ECG) interpretation

Requirements

• An active U.S. medical license
• A MD or DO degree from an accredited medical school
• Five or more years of clinical experience

Benefits

Your commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

Company Description

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law.

All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.