[Hiring] Senior Legal Counsel, Capital Markets @Upstart

Role Description

As a Senior Legal Counsel, Capital Markets, you will support the execution of key financing transactions and provide practical legal guidance across investor-facing activities. You’ll work cross-functionally to help scale processes and ensure consistency across a growing set of products and funding structures.

• Support capital markets and finance teams on purchase and sale agreements, securitizations, and other liquidity arrangements, as well as day-to-day legal support.
• Draft, review, and negotiate transactional documents with institutional investors, including asset managers, private equity firms, hedge funds, and pension funds.
• Partner with internal stakeholders and external counsel to support structuring and execution of securitization transactions, including pass-through and asset-backed structures.
• Contribute to managing deal flow, timelines, and documentation across multiple concurrent transactions.
• Collaborate with legal, product, and regulatory teams to ensure consistency across agreements and alignment with evolving requirements.
• Maintain and improve transaction templates and processes to support efficient and scalable execution.
• Provide guidance on legal risks and contribute to internal education on capital markets topics.

Qualifications

• Juris Doctor (J.D.) degree and active membership in at least one U.S. state bar.
• 4+ years of legal experience in structured finance, debt finance, capital markets, or a related practice area.
• Experience drafting and negotiating transactional agreements in financing or capital markets contexts.
• Experience working with cross-functional stakeholders and external counsel on complex transactions.

Requirements

• Experience working at a fintech or lending-focused company.
• Knowledge of asset-backed securitizations and capital markets structures.
• Ability to manage multiple transactions with competing priorities and timelines.
• Skills in developing or improving legal templates and transaction processes.
• Ability to communicate legal concepts clearly to business and non-legal stakeholders.

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly.
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only).
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
• Health Savings Account contributions from Upstart for eligible plans (US only).
• Income protection benefits, including life insurance and disability coverage for added financial security.
• Paid time off, sick leave, and company holidays, in line with local requirements.
• Paid family and parental leave to support caregiving and major life moments (duration varies by country).
• Family-centered benefits to support fertility, parenthood, and caregiving needs.
• Employee Assistance Program (EAP) offering mental health support and life-centered resources.
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only).
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you.
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from.
• Connection and community through team events, all-company updates, and employee resource groups (ERGs).
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City.