[Hiring] Europe MLRO @NALA

Role Description

Build and lead a best-in-class AML/CFT compliance framework for Belgium, ensuring regulatory excellence while enabling safe, scalable growth in international remittances.

Responsibilities

• Own and evolve NALA’s AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations.
• Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting.
• Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks.
• Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships.
• Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program.
• Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions.

Qualifications

• Experience operating as MLRO or equivalent senior compliance role in a regulated environment.
• 7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution.
• Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives.
• Proven track record managing SAR/STR reporting and regulatory interactions.
• Strong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes).
• Professional fluency in English and either French or Dutch.
• Meets “Fit and Proper” requirements for senior compliance roles with the NBB.

Nice to have requirements

• Previous experience in a high-growth fintech or remittance business.
• Experience working with transaction monitoring systems and regtech tools.
• LLM or legal/compliance academic background.

Success in the role looks like

• 3-Month Metrics: Fully onboarded as the nominated AML officer with regulators and established key regulatory relationships.
• Completed review of existing AML/CFT framework with clear action plan for gaps and improvements.
• 6-Month Metrics: Delivered an updated ORA and implemented enhancements to controls, monitoring, and reporting.
• Established scalable, data-driven compliance processes supporting growth without increased regulatory risk.

Benefits

• 35 Days Off including your local bank holidays: Take the time to decompress. Working at a startup is hard!
• Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
• Enhanced Parental Leave: We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period).
• Learning Budget: Fuel your growth with $1000 annually for learning and development.