[Hiring] VP - Agricultural Banking Officer @First State Bank

Role Description

Performs a full range of duties pertaining to Agricultural Banking for the loan and deposit product functions in order to support the overall Agricultural Banking objectives of commercial loan and deposit portfolio growth.

• Accurately completes a full range of duties pertaining to Agricultural Banking and the processing of loan application and deposit account documentation in compliance with all applicable Bank and legal regulations and policies.
• Prepares and presents potential loan details to the OLC, GLC, or Board of Directors when necessary, in accordance with Bank policy, to obtain proper approvals for loan processing.
• Ensures profitability and efficiency in the monitoring of all assigned loans and accounts, expanding the most profitable, and addressing those that have a direct impact on bank profitability.
• Maintains customer connections and comfort while obtaining sales by performing all activities related to the cross-selling of various banking products and services.
• Creates and strengthens business, farm, developer, and other potential referral contact relationships to provide information regarding agricultural lending programs and services.
• Stays knowledgeable of compliance and regulation through attending related seminars and workshops, increasing the accuracy of all process administration.
• Maintains knowledge of new developments and trends in the agricultural loan market, identifies potential opportunities, and participates in the development and implementation of plans and programs to respond to those opportunities.
• Assists in the establishment of Agricultural Banking goals and profitability objectives, the implementation of policies and procedures, and revisions as necessary to ensure maximum sales and return customer connections.
• Maintains educational and professional expertise through attendance of job-related seminars, conferences, and workshops and involvement in professional civic and community groups in leadership positions.
• Under the direction of the SVP, Business & Agriculture Banking, the VP, Agricultural Banking Officer develops and increases agricultural banking relationships by selling Agricultural Banking products and services through connecting with potential customers of First State Bank, and its surrounding markets and identifying potential needs, all while creating a fantastic experience for all involved.

Note: This position does have the ability to work remote, but is responsible for servicing the Central WI area including Stevens Point, Marshfield, Auburndale, Waupaca, etc.

Qualifications

• Associate’s degree or equivalent experience in area of finance with knowledge of commercial lending, communications, and business administration preferred.
• 3-5 years agricultural lending experience or equivalent education in bank lending policies and procedures.
• Agricultural background or equivalent education with ability to understand, communicate with, and relate to agricultural business customers.
• Proficient understanding of account principles, economic concepts, banking practices, agribusiness, and communications.
• Proficient in Microsoft Office Suite and Outlook.
• Strong communication skills as evident by ability to interact face-to-face, over the telephone, via email, and written communications to coworkers and customers.
• Ability to communicate and create lasting relationships with customers of a variety of business specifications and financial needs.
• Ability to manage time, prioritize, and multitask in a fast-paced environment for a variety of customer correspondence.