[Hiring] Underwriting Lead @Coalition, Inc.

Role Description

Coalition’s global Cyber Portfolio Underwriting (CPU) function sets underwriting direction, authority and governance for Coalition’s cyber and technology E&O portfolio worldwide. As our capacity partnerships and international footprint grow, the volume of underwriting decisions that require portfolio-level review is growing with them.

The Underwriting Lead owns that decision flow in North American hours. The role is responsible for timely, well-reasoned and well-documented referral decisions, and for turning the patterns in those decisions into better guidelines, authorities and systems.

Responsibilities

• Own the CPU referral queue in North American business hours, clearing referrals within service levels and within delegated authority, and escalating where required.
• Prepare, submit and follow through carrier referrals under Coalition’s capacity agreements, including rework and post-response actions.
• Conduct four-eyes and secondary reviews across SME, mid-market and large-risk business, and manage pricing exception requests.
• Document decisions so that they create usable precedent, and maintain a referral decision library for underwriters.
• Identify recurring referral patterns and convert them into guideline revisions, authority adjustments, underwriter coaching and training content.
• Specify automated referral gates and governance flags with Product and Engineering, and track their effect on volume and cycle time.
• Produce referral management information: volumes by trigger, cycle times, outcomes and trends.
• Coordinate CPU responses to North American carrier audits.
• Assist in researching and developing new insurance products.

Qualifications

• 8+ years of cyber or technology E&O underwriting experience at a carrier, MGA or reinsurer, across SME, mid-market and large accounts.
• Deep familiarity with letters of authority, referral frameworks and delegated-authority obligations to capacity providers.
• Sound, fast judgement, with the discipline to record the reasoning behind each decision.
• Comfort with underwriting data and dashboards (Looker or SQL experience a plus).
• Ability to hold a governance line with senior underwriters and distribution colleagues while remaining commercially constructive.

Compensation

Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $135,000/year in our lowest geographic market up to $185,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.

Benefits

• 100% medical, dental and vision coverage.
• Flexible PTO policy.
• Annual home office stipend and WeWork access.
• Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)!
• Competitive compensation and opportunity for advancement.