Role Description
We currently have an opportunity for an Underwriting Consultant to join our Excess & Surplus team based remotely in the United States. The E&S Casualty Underwriting Consultant will partner with Intact appointed wholesale brokers to profitably grow a book of new and renewal E&S Casualty Primary & Supported Excess business. In this role, underwriters will be responsible for:
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Identifying, soliciting, analyzing and selecting high hazard or complex liability accounts written in the Excess & Surplus market.
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Helping shape and execute the business strategy for their assigned territory, driving profitable growth with a focus on small to mid-size accounts across a broad range of classes.
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Developing and maintaining strong, long-term relationships with wholesale brokers through responsiveness, technical expertise, and sound underwriting judgment.
Some of the Underwriting Consultant responsibilities include but are not limited to:
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Identifying and developing opportunities for profitable new and renewal Primary Casualty and Supported Excess business within the company's E&S Casualty appetite by applying sound risk analysis, product knowledge, market awareness and underwriting judgment.
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Managing a portfolio of small to mid-size accounts while executing portfolio strategies and meeting financial performance objectives relative to written premium, retention, rate, and profitability.
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Demonstrating a strong understanding of exposures and key coverages, as well as jurisdictional and regulatory nuances of the E&S market.
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Making underwriting decisions to accept, decline, or modify risks within the underwriter’s authority levels while maintaining well-documented files, and adhering to underwriting guidelines and assigned authority.
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Partnering with wholesale brokers to understand their clients' needs and clearly communicate the company's E&S Casualty appetite, generating quality submissions aligned with underwriting strategy.
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Maintaining an active presence with key wholesale broker partners through regular communication, meetings and market visits.
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Staying current on E&S Casualty market conditions, competitor activity, coverage developments, and regulatory and legal trends.
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Helping shape underwriting strategy and guidelines while serving as mentor and coach to less experienced underwriters.
Qualifications
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Bachelor’s degree or equivalent experience.
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7-10 years of progressively more complex, specialty lines underwriting experience.
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Professional insurance designation is preferred (AICPCU, RPLU).
Requirements
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Ability to demonstrate analytical, decision making, problem solving, and organizational skills.
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Clear, professional and effective communication.
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Provides timely, responsive service to wholesale brokers, insureds and internal business partners.
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Works effectively independently and collaboratively in a fast-paced, team-oriented environment and interacts professionally with a diverse group of individuals.
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Takes pride in their work as evidenced by underwriting quality.
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Maintains a high level of accuracy, attention to detail and follow-through on commitments.
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Travels as needed to meet with wholesale brokers, attend industry events and support business development.
Benefits
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Comprehensive medical, dental and vision insurance with no waiting period.
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Competitive paid time off programs.
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401(k) savings and annual contributions of up to 12% of annual salary.
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Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits.