Role Description
The Lawyers Professional Liability (LPL) Underwriter is a skilled professional dedicated to underwriting risks within our exclusive LPL program with Everest for law firms of 1 to 25 attorneys, supporting both our direct customers and our Access third-party distribution partners. This role assists the Insurance Product Team in refining the programβs risk appetite and product/market fit and in shaping strategic initiatives for the program. The LPL Underwriter is responsible for:
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Production underwriting for all Lawyers Professional Liability referrals for new and renewal business.
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Setting profitable terms, conditions, retentions, and pricing for LPL referrals.
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Analyzing LPL applications, supplemental questionnaires, loss runs, and firm information to assess risk.
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Making sound underwriting decisions regarding acceptance, modification, or declination of law firm risks.
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Developing and adjusting premiums, limits, and deductibles according to risk assessment.
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Working closely with direct law firm customers and Access agents and brokers to explain LPL coverage.
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Managing and monitoring the Everest LPL program portfolio.
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Liaising with the Claims, Actuarial, and Insurance Product Teams.
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Ensuring compliance with state insurance regulations and company standards.
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Utilizing data and analytics to identify LPL loss trends and review portfolio performance.
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Staying informed about LPL market conditions and emerging legal profession risks.
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Assisting the Insurance Product Team in LPL program project work.
Qualifications
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Bachelorβs degree in finance, business, risk management, or a related field.
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A J.D. or professional certifications (e.g., CPCU, RPLU, AU) are a plus.
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4+ years of Lawyers Professional Liability underwriting experience, preferably with solo and small law firms (1 to 25 attorneys).
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Strong interpersonal skills, with a focus on building and maintaining positive relationships.
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Ability to follow established program guidelines and state and federal insurance regulations.
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Knowledge of LPL policy language and claims-made coverage concepts.
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Excellent interpersonal skills and proven ability to communicate complex information.
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Ability to work cross-culturally on a global team.
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Ability to perform at a high-level in a remote work environment.
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Proficiency in all Google Suite products, as well as Salesforce and the company's proprietary quote platform.
Requirements
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Prolonged periods of time sitting at a desk and working on a computer.
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Travel as required when appropriate.