[Hiring] Treasury Operations and Reconciliations Manager @Finom

Role Description

We are looking for a Treasury Operations and Reconciliations Manager to help run the daily operations that keep money moving safely through Finom Payments. Every payment our customers send or receive must be funded, settled, reconciled, and safeguarded across SEPA, instant payments, cards, and international transfers.

This is a hands-on senior role at a moment of change. Volumes are growing fast and instant payments run around the clock. We are connecting more directly to payment infrastructure, and new products such as lending and payment acceptance bring new money flows.

The path to a banking license raises the bar on control and reconciliation. You will take a major part in running the operation day to day, alongside a small team, and step in when money doesn't move as it should. You will also play a key role in designing actual money flows for new products, with our product and engineering teams, before they launch.

What you'll do

• Perform settlement and reconciliation day to day, making sure every euro is where it should be.
• Treasury operations: Daily funding of our payment channels and the buffers behind them, around the clock. Help bring new schemes and settlement models live safely.
• Reconciliation: Across banks, card schemes, payment processors, and custodians. Take it from daily balance checks to automated, transaction-level control.
• Safeguarding and reporting: Keep client money fully protected every day, and make sure the related regulatory and scheme reporting is accurate and on time.
• Funds-flow engineering: Help design how money moves for new products, markets, and partners, and get it right before launch. That covers accounts, postings, safeguarding treatment, reconciliation, and what happens when something fails.
• Escalation: Be the escalation point when money doesn't move as it should. Build the cross-team processes so incidents get resolved fast and don't repeat.
• Process and automation: Document how the operation works, remove single points of failure, and automate manual work with our engineering teams.

Qualifications

• Experience in treasury operations, payment operations, or reconciliation at an e-money institution, payment institution, or bank.
• Builder's mindset: You have turned manual, person-dependent work into documented, automated processes, working closely with engineers.
• Escalation: You have handled money-impacting payment incidents from first alert to resolution, working with banks, schemes, and internal teams.
• Payment systems: Hands-on knowledge of rails such as SEPA, SWIFT, and card schemes.
• Funds-flow engineering: You have taken an active part in designing or rebuilding money flows for new products or payment rails, including the accounts, postings, safeguarding treatment, and reconciliation behind them.
• Control and clarity: Segregation of duties and audit readiness come naturally to you, and you can explain a complex money flow simply.
• Fluent English.

Nice to have

• STEM education.

Benefits

• Make a genuine impact on the product.
• Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development.
• Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
• Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program.
• Finom stands by you at every step, embodying our commitment to your well-being and success.
• Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus.

Equal Opportunity Statement

At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.