[Hiring] Transaction Monitoring Analyst @Finom

Role Description

Finom is growing fast, and our Transaction Monitoring team is growing with it. We're looking for an experienced AML analyst to join us and help protect Finom and our customers from financial crime.

In this role, you'll:

• Review transaction monitoring alerts, work out why an alert triggered on an account, and investigate potentially suspicious activity.
• Decide whether the behaviour is genuinely suspicious and whether it warrants a SAR filing or offboarding the customer.
• Make most decisions on your own and manage your own workload after a structured ramp-up period.
• Contribute to projects that improve how the team works, from process improvements to automation and AI-enabled workflows.
• Join a team that is at the cutting edge of AML operations technology.
• Take on broader responsibilities and move into more senior roles over time.

What You Will Be Doing

• Review and investigate transaction monitoring alerts, understanding what triggered each one and what the account activity tells you.
• Assess whether the behaviour is suspicious and decide on the right outcome, including SAR filing and/or customer offboarding.
• Escalate cases to Second Line of Defence (2LOD) during your ramp-up period, and then make more independent decisions as your experience with our processes grows.
• Manage your own productivity and meet your quality and productivity targets, taking initiative to keep the queue moving.
• Contribute to team and department projects as your experience grows, including process improvements, automation and AI initiatives.
• Take on additional responsibilities, such as reviewing alerts on accounts flagged by Sales or Account Management and handling JIRA escalations from other teams.
• Work with colleagues across product, legal and compliance, ensuring our approach balances regulatory compliance with a good customer experience.

What your first months look like

• The first two weeks cover Finom onboarding and Transaction Monitoring training.
• We expect you to be fully meeting your productivity and QA targets by around three months.

Qualifications

• You have at least two years of experience as an AML or fraud analyst in an anti-financial crime operations team.
• You have a solid grasp of AML typologies and concepts that goes beyond "how we did it at my last company".
• You've worked in a fast-paced, high-volume operations environment and you thrive in it.
• You can take ownership: manage your own workload, make sound decisions with the information you have, and keep going without needing constant direction.
• You're comfortable with change and see it as an opportunity.
• You communicate clearly in writing and can explain your reasoning for a decision.

Nice to Have

• Experience using AI in your personal or professional life, especially if you've built it into your own workflows.
• Experience coordinating with other teams, such as product, legal and compliance.
• Experience in a fintech, payments, crypto or similar fast-moving financial services environment.

Why Join Finom

• Real room to grow: Strong performers can move into different or more senior roles after their first year.
• Technology that matters: Work at the cutting edge of AML operations, including automation and AI.
• A balanced approach to risk: Make decisions that weigh both compliance and customer experience.
• A team that values initiative: We trust people to own their work and reward those who do.

The Interview Process

• 30 min Screening Call with our Recruiter.
• 45-minute interview with one of our Team Leads.
• Case Study + 1 hour Panel Interview with the Team.
• 20 min Final Interview with our Team Manager.

What You Will Get In Return

• Make a genuine impact on the product.
• Join our upward trajectory, and grow with us.
• Work in the EU with flexibility of traveling and working remotely or in a hybrid model.
• Become a stock options holder through our Stock Options Program.
• Receive unwavering support and care in a modern, friendly, and eco-conscious corporate culture.
• Immerse yourself in our exclusive Work & Swim Program in Cyprus.

Equal Opportunity Statement

At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.