[Hiring] Senior Underwriter @National Mortgage Staffing

Role Description

This Senior Underwriter role supports residential mortgage production by delivering consistent, compliant underwriting decisions across a range of borrower profiles. You’ll evaluate risk, document clear decisions and conditions, and partner closely with loan officers, processors, and internal stakeholders to move files efficiently while maintaining strong underwriting quality.

• Evaluate residential mortgage loan applications to ensure compliance with company policies and applicable federal and state regulations
• Analyze borrower financials, credit reports, and property evaluations to determine feasibility and overall risk
• Assess loan risk and make recommendations based on thorough analysis of borrower profiles
• Collaborate with loan officers, processors, and other stakeholders to expedite the underwriting process and resolve questions quickly
• Provide clear, concise explanations for loan decisions and conditions to all parties involved
• Stay current on industry trends, regulations, and best practices to maintain high-quality underwriting standards

Qualifications

• 5+ years of residential mortgage underwriting experience (Frontline)
• Strong verbal and written communication skills, including the ability to clearly explain decisions and conditions
• Ability to work effectively with multiple stakeholders in a deadline-driven environment
• Proficiency in Encompass is highly preferred
• Experience with Microsoft Office is a plus
• DE Required, VA a Plus

Benefits

• Health, vision, and dental insurance
• 401(k)
• Health savings account
• Life insurance
• Vacation and sick time

Company Description