Role Description
The Senior Premium Auditor conducts audits of policyholder financial and operational information to ensure exposures are accurately reported and classified and that premiums are correctly calculated. This role reviews payroll, financial records, business operations, and supporting documentation while partnering with insureds, underwriters, producers, and internal teams to resolve discrepancies. The position requires strong analytical, communication, and customer service skills, as well as the ability to work independently. This is a fully remote position, and qualified candidates located within the continental United States will be considered.
Responsibilities
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Conduct premium audits by reviewing payroll, financial records, tax reports, business operations, and other supporting documentation.
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Analyze audit findings and operational information to identify discrepancies and ensure accurate premium calculations.
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Evaluate classification codes, policy exposures, insurance certificates, and claim activity in accordance with applicable rules and requirements.
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Resolve audit discrepancies and disputes by collaborating with insureds, producers, underwriters, and internal business partners.
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Prepare accurate and timely audit reports that clearly communicate findings and support underwriting decisions.
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Review vendor audit reports for quality, accuracy, and completeness.
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Obtain records and information from policyholders, providing responsive, professional service throughout the audit and any post-audit activities.
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Manage audit assignments, documentation, and reporting requirements independently and within established timelines.
Qualifications
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Bachelorβs degree in Accounting, Finance, Business, Risk Management and Insurance, or a related field, or equivalent experience.
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Generally, three to six years of experience in premium audit, underwriting, accounting, finance, or a related field; insurance accounting experience preferred.
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Experience with workersβ compensation and general liability audits and multi-state rules and classifications. Knowledge of California (WCIRB) rules and classifications required. Commercial auto experience is a plus.
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Strong analytical skills with the ability to review financial, payroll, tax, and operational information and resolve discrepancies.
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Excellent written and verbal communication, customer service, and organizational skills, with the ability to work effectively in a remote environment.
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Progress toward or completion of a professional designation such as APA, AU, CPCU, or ARM is preferred.
Requirements
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Proficiency in Microsoft Excel, including formulas, sorting, and data analysis with tools such as pivot tables.
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Knowledge of Adobe Acrobat Pro and Visual Audit is a plus.
Benefits
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Competitive benefits packages for full-time and part-time employees.
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Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
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Paid Time Off and paid holidays for full-time and eligible part-time employees.
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401(k) plan with company match.
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Employee stock purchase plan and commuter benefits.