[Hiring] Senior Portfolio Manager @Stearns Bank NA.

Role Description

The Senior Portfolio Manager is the primary point of contact for borrowers with existing small business loans classified in regular servicing status. Responsibilities include:

• Diligently servicing customer requests through assessment of relevant facts, collection and review of borrower financial records, and evaluation of the loan file for completeness.
• Proactively monitoring the portfolio to ensure credit risks are timely identified with suggested corrective action and potential change to the bank’s internal risk rating.
• Identifying potential new revenue opportunities.
• Performing critical job duties consistent with the SBA’s standard operating procedures and Bank loan policy.
• Working with lending teams, portfolio managers, legal team, and other management to supervise loan portfolio.
• Identifying, monitoring, and handling problem credits, and enforcing loan and credit documents.
• Assisting with identifying and occasionally negotiating workout solutions to mitigate credit risks.

Qualifications

• Bachelor’s degree or equivalent from a four-year college or university; and/or a minimum of 7 years related banking experience; or equivalent combination of education and experience.
• Prior experience with SBA.
• Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition, and projections.
• Strong knowledge of basic banking products, commercial lending products, and ability to match solutions with the borrowers.
• Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment.
• Ability to perform job responsibilities with minimal direction.
• Strong presentation, written, and verbal communication skills.
• Ability to work independently and within a team.
• Flexible.

Requirements

• Occasionally lift and/or move up to 10 lbs.
• Literacy in English.
• Ability to sit for extended periods of time, twist, bend, sit, walk, use hands to twist, handle or feel objects, tools or controls.
• Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.

Benefits

• Employee Stock Ownership Plan & 401k Plan
• Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)
• 12-week Paid Parental Leave and Medical Leave: With a cap of 20 weeks for eligible team members who qualify for both Medical and Parental Leave related to the birth of a child.
• $5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, Down Payment Assistance
• PTO from 13 to 23 days depending on tenure. Cashout and Carryover options
• 10 Days Sick Time
• 11 Paid Holidays
• 4 Days Volunteer Time
• 2 Days Self Allowance Time
• Tuition Assistance