[Hiring] Senior Financial Crime Prevention Specialist @Vivid

Role Description

We're looking for a passionate individual to join our team and play a vital role in safeguarding our financial systems. In this role, you'll be on the frontlines preventing illegal activities like money laundering, terrorism financing, and fraud. This position requires a flexible shift schedule.

Your Mission

• Client Onboarding
  • Conduct enhanced due diligence (EDD) on high-net-worth and high-value customers.
  • Review and verify KYC documentation, source of wealth, and source of funds.
  • Assess customer risk profiles and assign appropriate risk ratings.
  • Identify and escalate red flags, sanctions hits, and adverse media.
  • Collaborate with Sales, Branch managers, and onboarding teams to ensure timely and compliant client acceptance.
• Ongoing Monitoring
  • Perform periodic reviews of high-value client accounts in line with regulatory and internal requirements.
  • Monitor transactional activity for unusual or suspicious patterns.
  • Investigate alerts generated by transaction monitoring systems and document findings.
  • Recommend risk re-classification where appropriate.
  • Support Suspicious Activity/Transaction Report (SAR/STR) preparation and escalation to the MLRO.
• Compliance & Controls
  • Ensure adherence to AML/CTF regulations, internal policies, and global standards.
  • Maintain accurate and audit-ready client records and case documentation.
  • Participate in internal audits, regulatory reviews, and remediation actions.
  • Contribute to policy updates and process improvements for high-value client risk management.

Qualifications

• 5+ years of experience in AML, KYC, or financial crime compliance at a fintech or a banking institution.
• Proven experience handling high-risk or high-net-worth/VIP client portfolios.
• Experience with enhanced due diligence and transaction monitoring investigations.
• Ability to assess complex client structures, PEP exposure, and cross-border risks.
• Excellent analytical and investigative skills.
• High integrity and sound judgment.
• Proactive, organized, and comfortable working in a fast-paced environment.
• Able to balance compliance requirements with a premium client experience.

Benefits

• Enhance your expertise and shape the future of FinTech.
• Join Vivid's talented team and help us revolutionize how businesses think about their finances!
• Final compensation is determined individually, based on your experience, skills, and the scope of the role, assessed against objective, gender-neutral criteria.

Company Description

At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances—all tailored to your lifestyle.

• For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.
• Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality.
• Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth.
• With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity.
• Join us and experience a new way to thrive financially.