[Hiring] Senior Financial Crime Analyst @Monzo

Role Description

We’re looking for a Senior Financial Crime Analyst to join our Actions Squad . You’ll be a subject matter expert across key financial crime controls, taking ownership of complex problems and helping us continuously improve how our controls operate across both Monzo Bank Limited (MBL) and Monzo Bank Europe (MBEU).

This is a role with plenty of ownership and cross-functional exposure. You’ll work closely with teams across Financial Crime, Operations, Product, and Engineering, using data and your financial crime expertise to identify risks, strengthen controls, and shape longer-term improvements.

• Owning our global risk controls for Exit & Defunds, Law Enforcement, and Acceptable Use Standard, with end-to-end oversight of BAU performance across MBL and MBEU.
• Developing and improving control documentation and standards, balancing financial crime risk, operational efficiency, and customer experience.
• Using data and trend analysis to monitor control effectiveness, identify emerging threats, and spot opportunities to strengthen our controls.
• Making sure we have appropriate financial crime control coverage as Monzo launches new products and expands into new areas.
• Identifying and prioritising material risks, escalating these clearly to leadership alongside practical, evidence-based recommendations.
• Owning the investigation and remediation of incidents within your control areas and partnering with other Control Owners to resolve high-impact issues.
• Acting as a domain expert for your areas, providing technical guidance, sharing knowledge, and helping build capability across the wider Financial Crime Collective.
• Leading cross-functional initiatives across Product, Operations, and Engineering, building shared understanding and influencing teams towards compliant and customer-focused solutions.
• Taking on Nominated Approver and Financial Crime Floater responsibilities.

Qualifications

• Strong financial crime and regulatory compliance expertise.
• Comfortable acting as a subject matter expert within your domain.
• Confident using data to understand control performance, identify weaknesses, and make evidence-based recommendations.
• Experience with tools such as Looker would be useful.
• Ability to independently assess and prioritise complex financial crime risks.
• Clear communication skills, adaptable for different audiences.
• Strong cross-functional collaboration skills.
• Ability to manage a complex portfolio and competing priorities.

Requirements

• Experience in financial crime analysis.
• Proven track record of working cross-functionally.
• Ability to influence outcomes without relying on formal authority.
• High bar for quality and proactive identification of improvement opportunities.

Benefits

• Salary: £59,500 - £80,500.
• 12 month fixed-term contract.
• Flexible working hours.
• £1,000 learning budget each year for books, training courses, and conferences.
• Work from home setup support.
• Additional benefits available.