[Hiring] Senior Credit Analyst/Para-Broker @D2B

Role Description

They seek an experienced Senior Credit Analyst / Para-Broker with strong Australian mortgage lending knowledge who can take ownership of the technical and analytical work behind loan applications. This is a senior position requiring someone who can go beyond basic loan processing and data entry. The successful candidate will be confident in assessing complex client financial information, completing servicing calculations, researching lender policies, comparing loan options, identifying potential credit issues, and helping structure applications before submission.

For a suitably qualified and experienced candidate, the role can operate closer to a Para-Broker, providing significant end-to-end support to the brokers while allowing them to spend more time advising clients and generating new business.

Strong Excel capability and experience within Connective's Mercury platform are particularly important. Connective describes Mercury Nexus as its all-in-one broker platform, incorporating deal workflows, client data gathering, compliance checks and application processes.

Qualifications

• Significant previous experience as a Senior Credit Analyst, Para-Broker, Mortgage Loan Processor, Credit Assessor or similar
• Previous experience supporting Australian mortgage brokers or lenders
• Strong understanding of Australian residential mortgage lending
• Excellent credit analysis and servicing calculation capability
• Advanced Excel skills – essential
• Experience interpreting lender credit policies
• Ability to assess complex client financial information
• Experience preparing and progressing mortgage applications
• Strong attention to detail and numerical accuracy
• Excellent written and verbal English
• Strong organisation and ability to manage multiple active applications
• Ability to operate independently with minimal supervision
• Commercial mindset with the ability to identify issues and propose solutions rather than simply processing information

Requirements

• Previous Connective Mercury experience
• Previous Para-Broker experience
• Australian mortgage broking qualifications or relevant finance qualifications
• Experience across construction, investment and refinance lending
• Experience assessing self-employed borrowers and complex income structures
• Experience across multiple Australian lenders and their credit policies
• Previous direct interaction with lender BDMs and credit teams

Benefits

• Competitive salary of up to 110,000 PhP per month
• Working hours aligned with AU hours
• Public holidays in AU

What Success Looks Like

The successful candidate will become a high-level technical support person behind the company’s strong backbone, taking ownership of much of the analysis and application preparation that would otherwise consume broker time. Success will mean:

• Accurate servicing and credit calculations
• Strong lender and policy research
• Applications being correctly structured before submission
• Potential credit issues being identified early
• Mercury records remaining complete and accurate
• Faster and cleaner application preparation
• Reduced back-and-forth caused by missing information
• Brokers spending less time on processing and more time advising clients and growing the business