Role Description
The Senior Claim Specialist is responsible for investigating, evaluating, and resolving moderately complex claims within established guidelines and authority levels. The role ensures timely, fair, and cost-effective claims handling while maintaining regulatory compliance and delivering superior customer service.
Key Responsibilities:
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Handle a portfolio of moderately complex property and casualty claims from intake to resolution.
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Conduct thorough investigations, including gathering statements, reviewing policy coverage, and analyzing relevant documentation.
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Evaluate exposure and potential liability based on policy language and facts.
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Negotiate settlements within authority limits while ensuring cost control and fairness.
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Maintain accurate documentation, claim notes, and reports in compliance with internal standards.
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Collaborate with internal teams, legal counsel, and external vendors as necessary.
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Ensure compliance with all applicable regulations, internal policies, and service-level agreements.
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Provide responsive communication and superior service to policyholders, brokers, and other stakeholders.
Qualifications
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Bachelorβs degree in Business, Insurance, Risk Management, or a related field is preferred.
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5-7 years of relevant claims handling experience with demonstrated knowledge of property and casualty insurance principles.
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Experience working with claims management systems and standard office software.
Requirements
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Appropriate state adjuster license(s) required or the ability to obtain within a specified timeframe.
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Industry certifications such as Associate in Claims (AIC) or CPCU coursework are preferred but not mandatory.
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JD preferred but not mandatory.
Functional Skills
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Claims investigation and evaluation skills.
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Knowledge of insurance policy interpretation and coverage analysis.
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Negotiation and settlement proficiency.
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Ability to manage multiple claims and meet deadlines.
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Strong verbal and written communication skills.
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Analytical and problem-solving capabilities.
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Proficient in claims systems and Microsoft Office Suite.
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Customer service orientation with attention to detail.
Benefits
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Access to medical, dental, vision, life, disability, and AD&D insurance.
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Tax-advantaged savings accounts.
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401(k) plan with company match.
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Generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more.
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Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.