[Hiring] Senior Analyst @AgAmerica

Role Description

AgAmerica is seeking a Senior Analyst to join our fast-paced growing team. This individual will be responsible for assisting with the collateral evaluation and credit risk analysis for all loans underwritten by the Lending department as well as ongoing portfolio management of existing credits. This person will interface with external clients to collect due diligence information, facilitate collateral evaluation, and analyze credit information to prepare credit packages for submission for credit approval. This individual will report to a senior member of the Lending team.

• Detail-oriented self-starter with strong communication and interpersonal skills.
• Strong knowledge of lending and financial analysis.
• Pleasant demeanor and ability to adapt to changing business needs.
• Solution-oriented mindset.

Qualifications

• Bachelor’s degree in Business, Economics, Finance, Accounting or Agriculture; preferred.
• 3+ years of credit analysis or portfolio management experience.
• Basic knowledge of real estate industry.
• Extensive knowledge of Excel and basic accounting principles.
• Excellent analytical skills.
• Detail-oriented and highly organized individual with the ability to multi-task.
• Fluency in Microsoft Office suite (Outlook, Excel, Word, PowerPoint, etc.).

Requirements

• Active member of a deal team focused on collecting all necessary information to analyze the underlying collateral land and determine the financial condition and credit worthiness of loan applicants.
• Interact directly with external clients to collect, organize, and review borrower, guarantor, collateral, and transaction due diligence information.
• Identify missing items and coordinate follow-up with both internal and external stakeholders.
• Prepare and engage appraisal bid requests to evaluate collateral.
• Ensure loans adhere to credit policy, are properly risk rated, and are priced according to risk.
• Clearly communicate findings during underwriting process both orally and in writing.
• Assist with the pre-closing process by confirming satisfaction of underwriting requirements, tracking outstanding conditions, and coordinating documentation and information needed for closing.
• Other duties as assigned.

Benefits

• Flexible work schedule.
• Generous time off.
• Health/dental/vision insurance.
• 401k program.
• Fun work environment.

Company Description

To know the farmer. To counsel the farmer. To provide a financial structure that allows the farmer to thrive in good times and to sleep well during tough times. To celebrate the critical role of the farmer in America, and to champion all that the American farmer represents in a changing world.