[Hiring] Risk Officer @Climate First Bank

Role Description

We’re looking for a Risk Officer to lead and strengthen our enterprise risk management program. Reporting to the Chief Compliance, BSA and Risk Officer, this individual will identify, assess, monitor, and mitigate risks that may impact the Bank's operations, financial performance, compliance posture, and reputation. The Risk Officer will supervise a Risk Analyst, partner with leaders across the organization, and provide reporting and guidance to senior leadership and the Board of Directors.

What You’ll Contribute

• Enterprise Risk Management Leadership
  • Develop, maintain, and enhance the Bank's enterprise risk management framework, including policies and procedures.
  • Oversee administration of the Enterprise Risk Management (ERM) system and ensure effective risk governance practices.
  • Advise leadership on risk exposure, risk appetite, and appropriate mitigating controls.
• Risk Assessment & Monitoring
  • Conduct risk assessments across operational, financial, compliance, strategic, cybersecurity, and reputational risk categories.
  • Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential issues proactively.
  • Stay informed on industry developments and regulatory changes that may impact the Bank's risk profile.
• Governance, Reporting & Compliance
  • Ensure compliance with regulatory requirements and internal control standards.
  • Implement, monitor, and test fiduciary and SOX-related risk management programs.
  • Prepare and present risk reports and recommendations to executive leadership and the Board of Directors.
• Cross-Functional Partnership & Audit Support
  • Partner with business leaders to implement effective risk management strategies.
  • Participate in internal audits, external audits, and regulatory examinations.
  • Assist in departmental planning, budgeting, and special projects that strengthen the control environment.
• Team Leadership & Risk Culture
  • Supervise and develop the Risk Analyst.
  • Deliver risk management training and guidance across the Bank.
  • Champion a proactive risk culture supporting growth and sustainability.
• Champion Our Mission, Protect What Matters
  • Adopt a commitment to environmental, social, economic, and racial justice.
  • Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
  • Maintain an understanding of Bank policies, procedures, and regulations.
  • Question suspicious activity and collaborate with departments to help prevent fraud.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field preferred.
• 5+ years of experience in risk management, enterprise risk, compliance, audit, or a related financial services discipline.
• Prior banking experience with strong knowledge of banking regulations and risk management practices.
• Experience presenting risk information to senior leadership and boards.
• Proficiency with Microsoft Office applications, particularly Excel, Word, and Outlook.

Requirements

• Entrepreneurial Self-Starter - Take charge of your work product and deliver consistently great and measurable results.
• Organization & Efficiency - Manage your time effectively and adapt to changing routines.
• Master Communicator - Communicate with confidence and engage stakeholders efficiently.
• Banking & Fintech Acumen - Strong knowledge of banking operations, regulatory expectations, and enterprise risk management principles.
• Tech-Forward and Analytical Thinking - Leverage technology to create efficiencies and improve monitoring.
• Commitment to Being a Team Player - Contribute positively to the team and support others.

Benefits

• Compensation — Base salary, potential annual bonus, incentives, and equity.
• Health Coverage — 100% employer-paid for employees; employer contribution for dependents.
• Medical, Dental & Vision Insurance
• Health Savings Account (HSA)
• Free Telemedicine access via Teladoc
• Financial Wellness & Wealth Building
• 401(k) with 6% Employer Match — No Vesting Period.
• Employee Stock Options
• Exclusive Employee Banking Perks
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives
• Generous Paid Time Off
• 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
• 64 Hours of Paid Sick Time for all full-time employees.
• Protection & Peace of Mind
• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.