Role Description
Are you a data-driven thinker with a strong analytical mindset and deep understanding of credit risk? Join our growing FinTech team to play a key role in shaping and securing the entire credit lifecycle. As a Risk Manager, you will have a direct impact on strategic decision-making, portfolio quality, and business performance.
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Full business support from the risk management side.
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Decision-making system: support of existing rules and tools, development and implementation of new ones, testing of changes.
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Implementation of scoring models in the decision-making process: implementation, rules for using scores, assessment of the effectiveness of models, decision-making on the appropriateness of use/necessity of building a new one.
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Conducting A/B tests: criteria, sampling, analysis of results.
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Analysis of the loan portfolio, operational and risk indicators, and other indicators related to the credit process (conversions, reject/approval rate, etc.).
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Ad-hoc analysis in various directions (marketing, collection, etc.), presentation of results.
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Work with databases using SQL.
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Search for external data and service providers that would be useful for the business from a risk management perspective: search, feasibility analysis, communication, integration into the process, usage rules, results analysis.
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Writing and updating internal documents (processes, rules, policies, underwriting and verification instructions).
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Communication and support of other departments of the company (sales, marketing, legal, underwriting, product, IT and others) on risk management issues and to achieve the goals of the company as a whole and the risk management department in particular.
Qualifications
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Experience in credit risks of individuals (bank, microfinance, pdl) from 3 years.
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Experience in working with large volumes of data.
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Knowledge and practical use of SQL.
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English language at the intermediate level.
Benefits
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Join a fast-scaling FinTech company where your decisions shape the business and your contributions truly matter.
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Attractive salary package aligned with your experience and performance, plus performance-based incentives.
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Enjoy 20 vacation days, full 100% sick leave compensation, and a supportive, people-first culture.
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Learning, sports and medical insurance compensation.
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Work in an international, agile team with ambitious goals, modern tools, and a strong sense of purpose.
Company Description