[Hiring] Production Underwriting Professional @Aon Corporation

Role Description

The Production Underwriting Professional is responsible for driving profitable growth and delivering specialized underwriting expertise for commercial property catastrophe exposures, with a primary focus on flood and wind coverages. This role evaluates, prices, and underwrites complex commercial property risks aligned with delegated underwriting authority while developing strong relationships with retail brokers, agents, and clients.

The ideal candidate combines technical underwriting expertise, strong sales and business development skills, and a disciplined approach to portfolio management. The position requires balancing new business production goals with underwriting profitability standards, ensuring that risks are appropriately structured, priced, and managed within established underwriting guidelines.

What the day will look like

• Production & Business Development:
  • Manage and triage new business submissions to grow a profitable portfolio of commercial property catastrophe business.
  • Develop and maintain strong relationships with insurance brokers, agents, and carrier partners.
  • Understand product features, underlying coverages, and authority limits to identify new business opportunities and expand existing client relationships.
  • Meet or exceed production, retention, and revenue objectives.
• Underwriting & Risk Analysis:
  • Understand multiple P&C coverage lines such as: Primary Flood, Excess Flood, Commercial Flood, NFIP guidelines, Deductible Buyback, and RCBAP.
  • Analyze commercial property submissions with emphasis on flood and wind exposures.
  • Evaluate catastrophe modeling outputs, loss histories, construction characteristics, occupancy, protection, and exposure data to prepare insurance quotes and proposals.
  • Assess coastal, inland flood, named storm, hurricane, and severe convective storm risks to provide recommendations for referrals to markets.
  • Structure coverage solutions and recommend appropriate limits, deductibles, and terms in accordance with delegated authority.
• Operational Excellence:
  • Maintain accurate documentation and underwriting files.
  • Utilize underwriting systems, catastrophe modeling platforms, and CRM tools effectively.
  • Ensure compliance with underwriting authority, regulatory requirements, and company standards.
  • Participate in process improvement initiatives to enhance productivity and service delivery.
  • Candidate should be organized, able to prioritize work and possess effective time management skills in a fast-paced environment.
  • Work well with team members and co-workers in a virtual setting, participate in and support an underwriting team environment.

Qualifications

• Experience underwriting commercial property insurance risks.
• Knowledge of catastrophe coverages, including flood and wind exposures.
• Strong analytical, sales, and relationship management skills.
• Ability to evaluate complex risk information and make sound underwriting decisions.
• Excellent communication and negotiation abilities.

Requirements

• Experience with CAT modeling tools and exposure management platforms.
• Knowledge of coastal property risks, NFIP programs, excess flood markets, and wind underwriting practices.
• Experience working with large schedule commercial property accounts.
• P&C license preferred.

Success Measures

• New business premium growth.
• Renewal retention rate.
• Quote-to-bind conversion ratio.
• Portfolio profitability.
• Broker relationship development.
• Service level adherence.
• Quality and accuracy of underwriting decisions.

Benefits

• A comprehensive package of benefits for full-time and regular part-time colleagues, including:
• 401(k) savings plan with employer contributions.
• Employee stock purchase plan.
• Medical, dental and vision insurance.
• Paid time off, including 12 paid holidays throughout the calendar year.
• 15 days of paid vacation per year.
• Paid sick leave as provided under state and local paid sick leave laws.
• Short-term disability and optional long-term disability.
• Health savings account, health care and dependent care reimbursement accounts.
• Employee and dependent life insurance and supplemental life and AD&D insurance.
• Optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits.
• Employee assistance program that includes free counseling sessions.