Role Description
We are looking for an experienced Parabroker/Mortgage Credit Officer who understands the Australian lending environment and can independently manage applications from initial assessment through to settlement.
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Manage loan applications end-to-end from initial assessment and submission through approval and settlement.
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Own the loan pipeline, tracking outstanding requirements, conditions, documentation and deadlines to keep applications moving.
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Review applications and supporting documents for completeness, accuracy, servicing, borrowing capacity and potential credit issues.
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Support commercial lending, including reviewing company/trust financials, tax returns and business information across commercial property, acquisitions, development, asset finance and working capital.
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Liaise with clients, lenders, BDMs, brokers, solicitors and other stakeholders, providing clear updates and proactively resolving issues.
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Maintain accurate CRM and loan records, including application status, documentation, communications, tasks and follow-ups.
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Assess and troubleshoot lending scenarios, applying sound credit fundamentals to identify solutions when applications don't fit standard processes.
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Research lender policies and lending options and assist with structuring applications to improve their likelihood of approval.
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Support continuous improvement of loan processing workflows, systems, and processes.
Qualifications
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Minimum of 3 years of relevant experience as a Credit Officer, Parabroker, Mortgage Broker support, Loan Processor or similar lending role.
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Strong knowledge of the Australian lending environment.
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Demonstrated experience managing loan applications from submission through to settlement.
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Strong written and verbal English communication skills.
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Confidence in communicating with clients and handling lending-related conversations.
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Experience with servicing calculations and initial credit assessment.
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Strong attention to detail without losing sight of the bigger picture.
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Strong problem-solving skills and commercial judgement.
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Ability to work within a dynamic team environment.
Requirements
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Commercial lending experience.
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Experience with commercial property, business lending or development finance.
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Understanding of Australian tax returns and financial statements.
Work Arrangement & Expectations
This is a remote role that will be set up as an independent contractor engagement. To ensure alignment and transparency, successful candidates will be expected to:
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Disclose any existing ongoing roles or client work.
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Reflect this engagement on their LinkedIn profile (clearly marked as “Independent Contractor”).