[Hiring] Life Underwriter @Beacon Technologies

Role Description

We are seeking an experienced Life Insurance Underwriter Auditor / Re-Underwriter to conduct quality assurance reviews and re-underwriting audits across a portfolio of individual life insurance policies. This role is responsible for:

• Evaluating underwriting decisions
• Assessing adherence to underwriting guidelines and risk philosophy
• Identifying trends and opportunities for improvement
• Supporting strategic initiatives across targeted segments of business

The ideal candidate is a highly skilled life insurance underwriter with strong analytical abilities, exceptional attention to detail, and a deep understanding of mortality risk assessment. This position offers the flexibility of remote work and a collaborative environment focused on underwriting excellence and continuous improvement.

Qualifications

• 5+ years of direct individual life insurance underwriting experience with a life insurance carrier
• Demonstrated history of underwriting performance and quality results
• Advanced knowledge of life insurance risk selection and mortality assessment
• Strong analytical and critical-thinking skills
• Excellent written and verbal communication skills
• Proven ability to document underwriting rationale thoroughly and clearly
• Strong organizational skills with the ability to manage multiple priorities and deadlines
• Ability to work independently in a remote environment while maintaining productivity and quality standards
• Proficiency with underwriting systems and technology platforms

Requirements

• Conduct comprehensive audits and re-underwriting reviews of individual life insurance policies
• Evaluate underwriting decisions for consistency, accuracy, quality, and adherence to company guidelines, risk philosophy, and regulatory requirements
• Assess medical, financial, occupational, and avocational risk factors to determine appropriateness of underwriting outcomes
• Identify underwriting trends, inconsistencies, and opportunities for process improvement
• Document audit findings clearly and provide actionable recommendations to underwriting leadership
• Support quality assurance initiatives and special projects involving specific segments of the book of business
• Partner with underwriting management to develop and implement corrective actions when needed
• Analyze underwriting data and results to measure performance and identify emerging risks
• Maintain current knowledge of underwriting guidelines, mortality assessment tools, and industry best practices
• Quickly learn and apply new underwriting systems, workflows, philosophies, and procedures
• Participate in calibration exercises to promote consistent underwriting practices

Preferred Qualifications

• Experience conducting underwriting audits, quality assurance reviews, or re-underwriting assessments
• Familiarity with the Swiss Re Underwriting Manual
• Experience using MRAS underwriting rules and Workbench
• Knowledge of accelerated underwriting and automated underwriting programs
• Experience reviewing large face amount cases and complex underwriting decisions
• Prior participation in underwriting governance, quality control, or risk management initiatives