Role Description
You are a detail-oriented and compliance-focused mortgage professional who excels at producing accurate, high-quality loan documentation. You have a strong understanding of mortgage products, regulatory requirements, and closing processes, ensuring loan packages are completed accurately, on time, and in full compliance with state and federal regulations. You thrive in a fast-paced environment, effectively prioritizing work, resolving quality issues, and collaborating with Home Loan Advisors, closing agents, and internal partners to deliver a seamless member experience.
-
Draw accurate loan documents using the terms and conditions as specified on the Underwriting Approval and in accordance with specific product and document requirements.
-
Review and verify lock information and final fee sheet for accuracy of data.
-
Run compliance tests to ensure loan passes all appropriate regulations.
-
Review loan for compliance with RESPA, RESPA tolerances, TILA and MDIA.
-
Review prepared documents for accuracy prior to documents being forwarded to title/escrow or branch location for member signatures.
-
Ensure timeliness of loan documents to meet G1βs turn times, minimum production levels established for position and minimum required quality of loan documents.
-
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA and AML laws appropriate to the position.
-
Communicate information to Home Loan Advisors, internal staff and closing agents.
-
Maintain a current working knowledge of mortgage industry and credit union standards and trends.
-
Monitor and resolve any quality control issues on relevant loan files.
-
Implement procedures to prioritize work within the doc drawing area as volume increases and decreases.
-
Perform functions in accordance with Golden 1βs performance competency standards.
-
Perform other tasks as assigned.
Qualifications
-
H.S. Diploma or General Education Degree (GED) required.
-
1+ years of responsible doc drawing experience within a financial and/or mortgage banking institution required.
Benefits
-
Market-competitive and internally equitable total rewards compensation package.
-
Programs designed to attract, motivate, and retain employees.
-
Comprehensive compensation package.
-
Well-being and work-life balance.
-
Career development and growth.
-
Rewards and recognition.
-
Commitment to Diversity, Equity and Inclusion.