Role Description
Treliant is looking for commercial credit professionals to help address our clients’ credit risk mitigation needs, including:
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Traditional credit/loan reviews
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Credit administration and policy reviews
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Allowance for loan losses / CECL methodology reviews
While the scope of each project may be different, your duties & responsibilities may include:
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Perform comprehensive reviews of sampled new loans and modifications to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews will include analyses of financial information and the credit facility to help form conclusions on the loans or modifications.
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Perform credit analyses, which will include analyses of financial statements and ratios, cash flow models, collateral, and underwriting decisions.
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Ensure individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to client policies.
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Produce trend and portfolio management analyses and determine if additional analysis is needed.
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Clearly communicate (in a defined reporting format) exceptions, trends, concerns, and conclusions of the loan and modification reviews to clients.
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Write and present clear and concise reports to provide meaningful recommendations to clients.
Qualifications
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Minimum of four (4) years’ experience in a credit analyst, commercial lending assistant, loan officer, commercial credit officer, or credit review related position.
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Knowledge of current commercial and consumer banking laws and regulations, required loan documentation, and bank lending policies to manage the risks in clients’ loan portfolios.
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Strong interpersonal skills to successfully communicate (verbally and written), negotiate, and influence clients, from bank associates to executive management.
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Comfort working both independently as well as being a part of a broader team under the direction of an engagement lead.
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General computer skills with specific knowledge of Windows-based applications (i.e., Excel, Powerpoint, Word).
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Bachelor’s degree in Finance, Economics, or related field.
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MBA preferred.
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Job relevant certification (e.g. CPA, CRC, BAI Loan Review Certification) preferred.
Benefits
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Primary Location: Remote
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Primary Location Salary Range: $75/hr - $150/hr
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Comprehensive, total rewards package that includes competitive compensation and a flexible benefit package.
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Eligibility for incentive pay as well as a full range of health benefits, vacation plan, and 401k plan.