[Hiring] Credit Assessor @Australian Military Bank

Role Description

As a Credit Assessor, you will be responsible for assessing and decisioning secured and unsecured consumer lending applications, including home loans, personal loans and credit cards. You will work closely with our branch network, broker channel and digital sales teams to deliver timely, consistent and high quality credit decisions. This role requires strong credit judgement, attention to detail and a customer focused mindset, ensuring lending decisions align with policy, regulatory obligations and the Bank’s risk appetite.

Key Responsibilities

• Assess and approve home loan, personal loan and credit card applications within Delegated Lending Authority (DLA)
• Review lending applications from branch, broker and digital channels
• Ensure lending decisions align with Credit Policy and Credit Underwriting Standards
• Meet service level agreements and support positive member outcomes
• Identify and document appropriate mitigants for applications requiring policy exceptions
• Support compliance activities, credit quality reviews and audit requirements
• Provide feedback on lending quality, trends and process improvements
• Contribute to projects and initiatives that enhance lending efficiency and stakeholder experience
• Build strong relationships with internal stakeholders to deliver exceptional service

Qualifications

• Minimum 2 years’ experience in a retail banking credit assessment or underwriting role
• Experience operating under a Delegated Lending Authority (DLA)
• Strong understanding of consumer lending, credit risk and responsible lending obligations
• Demonstrated ability to assess home loans, personal loans and credit cards
• Excellent analytical, problem-solving and decision-making skills
• Strong stakeholder management and communication skills
• Commitment to delivering quality outcomes within service level timeframes
• Experience in lending fulfilment or branch lending environments will be highly regarded

Benefits

• Staff Banking product + Services discounts
• Novated Leasing options
• 4 weeks Paid Parental + Purchased Leave option
• Referral Reward Program
• Employee Assistance Program
• Annual Flu Shot + Blood Donor Leave
• Uniform allowance + Polo Shirt provided
• Service Awards