[Hiring] Credit Analyst @Allianz

Role Description

• Manage credit portfolio of diverse companies including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors.
• Perform comprehensive financial statement analysis to assign a company credit rating and recommend underwriting strategy.
• Review all pertinent credit and financial information - including financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data, to arrive at an appropriate credit rating.
• Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and other stakeholders in a credit committee setting.
• Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, discuss business forecasts.
• Author industry sector outlooks to determine underlying market trends.

Qualifications

• Prior fundamental credit training including financial statement analysis is preferred.
• Experience evaluating corporate financial statements of both public and private companies.
• Experience using ratings platforms for company research, financial data, and credit analysis.
• Experience producing thoughtful qualitative and quantitative written analysis.
• Excellent analytical and critical thinking skills.
• Strong verbal and written communication skills with ability to explain complex financial information.
• Proficiency in Microsoft Excel for data analysis and reporting.
• Familiarity with Generative AI tools for research, data insights, and general productivity.

Requirements

• Bachelor's degree in Business Administration or Finance, MBA preferred.
• 3-5 years' experience in banking, insurance or other financial institutions.

Benefits

• Competitive compensation.
• Annual bonus eligibility and/or commission structure opportunities.
• 401(k) discretionary match of up to 6%.
• Flexible work schedules.
• Health and wellness benefits.
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off.
• Tuition Reimbursement.
• Family care resources, including fertility and adoption benefits.