[Hiring] Credit Analyst @D2B

Role Description

The Credit Analyst is responsible for assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory requirements. The role works closely with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes.

Key Responsibilities

• Analyse client financial information including income, expenses, liabilities, and assets
• Assess borrowing capacity and determine suitable loan products across multiple lenders
• Prepare, structure, and review loan applications prior to submission
• Identify credit risks and provide clear recommendations to support lending decisions
• Liaise with lenders, brokers, and clients to obtain and verify required documentation
• Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
• Maintain accurate records and track application progress within CRM and loan systems
• Manage multiple loan applications simultaneously while meeting deadlines
• Support brokers with lender policy interpretation and scenario analysis

Tools & Software

• Loan processing platforms (e.g., Infinity, ApplyOnline, Mercury, Flex, AOL)
• CRM systems (e.g., Salesforce, HubSpot, Quickli, broker-specific CRMs)
• Microsoft Excel (advanced) and Google Sheets
• Document management systems (SharePoint, Google Drive, Dropbox)
• Credit reporting agencies (Equifax, Illion, Experian)
• Communication tools (Microsoft Teams, Zoom, Outlook)
• Workflow/project tools (Monday.com, Asana, Trello)

Qualifications

• Experience in mortgage broking, banking, financial services, or credit analysis
• Strong understanding of residential lending policies and credit assessment processes
• Excellent analytical and problem-solving abilities
• High attention to detail and accuracy in documentation and compliance
• Strong communication and stakeholder management skills
• Ability to manage multiple priorities in a fast-paced environment
• Familiarity with aggregator platforms and lender systems is an advantage