[Hiring] Commercial Banker @Climate First Bank

Role Description

We’re seeking a Commercial Banker- KO Team to work directly with our Executive Chairman and lead his “opportunities” team. As the leader of that team, you will skillfully leverage and develop the Executive Chairman’s connections while also building and managing your own portfolio. You will be responsible for meeting and exceeding budgeted deposit, fee income, and commercial lending goals. This will be accomplished through:

• Providing superior customer service
• Cross-selling of products and services
• Development of new business opportunities
• Structuring and closing of commercial loans
• Maintenance and servicing of the commercial loan portfolio

This role is positioned to service the Central Florida market.

Qualifications

• Minimum of a bachelor's degree, ideally in a business-related field
• 5+ years of prior commercial banking experience, especially CRE and C & I
• Existing portfolio and network in Central Florida
• Experience in a fast-growing banking environment preferred
• Supervisory experience

Requirements

• Proactively identify and solicit new loan opportunities
• Achieve sales meeting and sales call goals
• Cross-sell all bank products and services while developing and maintaining whole customer relationships
• Meet deposit and DDA growth goals
• Develop referral relationships with realtors, CPA’s, builders, and other sources
• Actively represent Climate First Bank and its products and services in the community
• Attend networking events
• Solicit, negotiate, and coordinate loan closings
• Monitor credit quality of the loan portfolio to ensure proper credit grade application and risk identification for each loan
• Consistently monitor portfolio health including identification and adjustment of proper credit grades and associated risk of each loan since loan inception
• Monitor past-due loans and coordinate collection efforts
• Report on all loans more than 10 days past-due to the loan committee
• Evaluate, authorize, and recommend approval of commercial loans and lines of credit
• Provide superior customer service, including explanation of the loan process and answering questions, advising borrowers on financial status and methods of payment
• Contribute to achievement of relevant sustainability and community goals including Community Reinvestment Act and multi-cultural lending goals
• Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training
• Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations
• Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity

Benefits

• Compensation: In addition to the base salary, this position may be eligible for an annual bonus, incentives, and equity
• Health Coverage: 100% employer-paid for employees; employer contribution for dependents
• Medical, Dental & Vision Insurance
• Health Savings Account (HSA)
• Free Telemedicine access via Teladoc
• 401(k) with 6% Employer Match — No Vesting Period
• Employee Stock Options
• Exclusive Employee Banking Perks
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives
• Generous Paid Time Off: 2–4 Weeks of Vacation based on officer level plus additional tenure-based time
• 64 Hours of Paid Sick Time for all full-time employees
• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services