[Hiring] Head of Engineering @Careers at Tide

Role Description

As Head of Engineering for Tide Credit Services (TCS, transactional credit), you’ll own the technology behind how Tide lends to SMEs. That covers Credit Flex, Instant Loan and the platform underneath them.

It’s a senior, hands-on leadership role with real say over architecture, engineering strategy and delivery. You’ll lead Engineering Managers and senior engineers, and set the bar for technical excellence.

As Head of Engineering you will:

• Set the architectural direction for Tide’s credit platform: scalable, resilient, compliant, and built to launch in new markets quickly.
• Lead the design and delivery of lending products that are fast, reliable and safe for members to use.
• Work with Product, Risk, Compliance and the business to turn the credit roadmap into shipped outcomes.
• Own integrations with third-party providers, including credit data, payments and funding partners, and make them seamless.
• Stay close to the code. Get involved in architecture, design and the hard engineering calls.
• Champion engineering fundamentals (system design, security, quality) and AI-native ways of working.
• Mentor engineers and Engineering Managers, building a culture of ownership and learning.
• Shape Tide’s wider technical strategy as we scale Tide Credit Services globally.

Qualifications

• Highly technical, strategic engineering leader.
• Background in the credit domain (lending, credit decisioning, loan servicing or repayments) is preferable.
• 10+ years of backend engineering experience, with at least 3 years in senior engineering leadership roles.
• Deep experience designing and running microservices, event-driven and distributed systems that are scalable, resilient, fault-tolerant and loosely coupled.
• Track record of embedding AI tooling and LLMs into how engineering teams build, review and ship, with measurable gains in velocity and quality.
• Experience building in regulated environments, where compliance is a design constraint rather than an afterthought.
• Experience launching and scaling products across multiple jurisdictions, with differing regulation, partners and customer needs.
• Breadth of technical knowledge with depth in at least one stack.
• Proven track record of delivering complex systems and third-party integrations.
• Ability to translate business goals into a clear technical roadmap and explain the rationale behind technical decisions.
• Strong mentoring skills and the ability to build and inspire high-performing engineering teams.

Requirements

• Experience with Java 17, Spring Boot and JOOQ to build RESTful APIs.
• Event-driven architecture with messages over SNS+SQS and Kafka.
• Primary datastores are MySQL and PostgreSQL via RDS or Aurora.
• Docker, Terraform, EKS/Kubernetes used by the Cloud team to run the platform.
• DataDog, ElasticSearch/Fluentd/Kibana and Rollbar for monitoring.
• GitHub with GitHub actions for CI/CD pipelines.

Benefits

• The gross monthly salary for this position ranges from 91,600€ to 114,500€, depending on your skills and experience.
• Remote first.
• 25 days of paid annual leave.
• 3 paid days off for volunteering or L&D activities.
• Private Health Insurance.
• Mental Health Support Platform.
• FitPass.
• Family and friendly leave (according to statutory).
• Personal L&D budget.
• Share Options.

Company Description

At Tide, we help SMEs save time and money in the running of their businesses by offering business accounts and related banking services, along with a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

• Tide is available for UK, Indian, German and French SMEs.
• Over 2 million members globally and rapidly growing.
• Over $300 million raised in funding.
• 3,000 Tideans globally.
• Recognised with Great Place to Work certification three years in a row.
• Offices in Central London, Sofia, Serbia, Romania, Lithuania, Hyderabad, Gurugram, New Delhi, Berlin, Paris, and Luxembourg.