[Hiring] Financial Crime CDD Analyst @Capital on Tap

Role Description

As a Customer Due Diligence (CDD) Analyst, you will be responsible for ensuring the integrity of our ongoing customer reviews. You will:

• Perform ongoing due diligence on SME customers in both the UK and US, focusing on maintaining accurate and up-to-date Know Your Business (KYB) records.
• Review and verify beneficial ownership structures, ensuring all individuals with significant control are identified and recorded accurately within our systems.
• Assess the nature of business for existing customers to ensure their activities remain within Capital on Tap's risk appetite and regulatory standards.
• Complete transaction monitoring checks to identify unusual patterns or activity, ensuring any potential risks are escalated or mitigated promptly.
• Engage directly with customers when necessary to clarify ownership details, business activities, or to request updated documentation.
• Make sound, risk-based decisions based on updated information, providing clear and documented rationale for all review outcomes.
• Collaborate with the wider FinCrime team to share insights on emerging trends and contribute to the enhancement of ongoing review processes.

Qualifications

• Experience in financial crime roles, specifically with customer due diligence (CDD) or ongoing monitoring responsibilities for SME corporate customers.
• Strong understanding of KYB and CDD regulatory requirements across both UK and US jurisdictions.
• Proven ability to analyse and record ownership and control structures accurately.
• Experience in transaction monitoring and the ability to identify red flags or suspicious activity.
• Strong analytical and investigative skills with high attention to detail in documenting findings.
• Confident communicator, capable of interacting with internal stakeholders and external customers to resolve queries.
• Ability to work efficiently in a high-volume, fast-paced environment while maintaining high quality standards.

Interview Process

• Stage 1: 30 minute call with a Talent Partner
• Stage 2: 30 minute take home test to be completed in your own time
• Stage 3: 60 minute interview in person with 2 of our Team Leaders in Financial Crime

Benefits

• Private Healthcare including dental and opticians services through Vitality
• Worldwide travel insurance through Vitality
• Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
• Salary Sacrifice Pension Scheme up to 7% match
• Octopus EV Salary Sacrifice Scheme
• 28 days holiday (plus bank holidays)
• Annual Learning and Wellbeing Budget
• Enhanced Parental Leave
• Cycle to Work Scheme
• Season Ticket Loan
• 6 free therapy sessions per year
• Dog Friendly Offices
• Free drinks and snacks in our offices