[Hiring] Analyst, Compliance @Moder

Role Description

The Compliance Analyst will report to the Senior Compliance Manager. Will demonstrate a thorough knowledge of regulatory requirements governing financial institutions; proven ability to effectively research, analyze and apply compliance knowledge to specific solutions. Will contribute to the company risk management program through participation in projects and initiatives.

• Strong aptitude for analytical work to include legal and regulatory research, documentation of findings, risk analysis, policy development, etc.
• Strong reading comprehension of technical/regulatory documentation is required.
• Performs research on information gathered from state regulatory sites and other databases.
• Assists with risk review programs across all business lines, partnering with Quality Control, Legal, and Business Units as needed.
• Documents all research and verification efforts.
• Documents and reports variances from company policy and procedures and works to resolve the issues.
• Makes recommendations for modifications and improvements to the systems, procedures, and processes.
• Support Senior Compliance Manager in monitoring emerging risks and regulatory compliance matters, keeping current on changes in laws and regulations impacting the compliance area.
• Support Senior Compliance Manager in assisting the company training department to develop and deliver training programs to ensure compliance with policy and regulation.
• Assists with the implementation of programs/initiatives to enhance compliance awareness.
• Maintains compliance risk assessments.
• Tracks the Business Unit's corrective action plan completion and follow-up when necessary.
• Development of policies and procedures to ensure compliance with applicable laws and regulations.
• Develop, implement, and monitor programs to ensure compliance with state and federal regulations.
• Gathers information, analyzes data trends, identifies root cause(s), and provides information to the business or project teams.
• Performs other duties as assigned by the Senior Compliance Manager.
• Comply with all company policies and procedures.
• Maintain regular and punctual attendance.

Qualifications

• Exceptional research capabilities.
• Knowledge of the mortgage lending and servicing industry.
• Working knowledge of compliance issues.
• Intermediate level proficiency in Microsoft Office.
• Ability to perform comparative analysis and provide logical conclusions/recommendations.

Requirements

• Bachelor’s Degree in Business Administration, Finance, or related field; relevant compliance work experience in lieu of a degree may be considered.
• Minimum 5 years of work experience in the Mortgage industry. Third-party mortgage services are a plus.
• Minimum 3 years of work experience in compliance, quality control, or audit department of financial services.
• Knowledge of Federal Regulations not limited to RESPA, TILA, CFPB, FCRA, ECOA, FDCPA, State Laws, and Investor/Insurer Guidelines (GSE, HUD, VA, USDA).
• Regulatory research: able to dive into Federal regulation and understand its structure.
• Detail-oriented with strong analytical and writing skills.
• Highly motivated, results-oriented individual who can work independently. Project management skills are a plus.
• Strong organization skills, ability to learn quickly, and accuracy and timeliness in completing tasks.
• Demonstrated high level of personal integrity, ability to professionally handle confidential matters, and reflect the appropriate level of judgment and maturity.
• Work cooperatively and maintain effective communication and working relationship with co-workers and manager.
• Able to work as part of a team as well as independently.

Company Description