[Hiring] Underwriting Manager @Ladder

Role Description

This is a remote role based in one of the 23 States Ladder is currently hiring in - AZ, CA, CO, FL, GA, IA, KS, MA, MD, MN, NC, NE, NH, NJ, NV, NY, OH, OR, PA, TX, VA, WA, WI. Please note, Ladder is not currently sponsoring or transferring OPT or H1-B visas.

We believe life insurance innovation must happen in the context of sound underwriting decisions. The Underwriting Manager will:

• Lead a team of internal and external case underwriters.
• Collaborate with engineering, design, data science, actuarial, and marketing to design new marketing campaigns, product features, and data models.
• Bring your expertise as an underwriter to cross-functional Ladder work teams.
• Evaluate medical and personal history on life insurance applications up to $8 million face amount.
• Participate in the development of the Underwriting team members.
• Collaborate with the Underwriting Audit team to enhance Underwriting Guidelines and communicate audit findings to the Underwriting team.
• Work closely with the Customer Experience and Compliance teams to answer underwriting-related questions and share underwriting knowledge.
• Be comfortable both underwriting and applying your knowledge to systems and processes.
• Report to the Head of Underwriting.

Qualifications

• A master of collaboration who is comfortable working with many cross-functional stakeholders.
• An innovator passionate about insurance, aiming to create a new paradigm for accessibility and affordability.
• A strategic thinker and builder, applying life insurance underwriting expertise to drive Ladder’s success.
• A data-driven and structured thinker, comfortable with data and translating audit findings into actionable insights.
• An optimist committed to continuous learning, iteration, and user-centered everything.
• A great communicator who listens well, asks questions, and has a sense of humor.
• A thoughtful leader who empowers others, fosters accountability, and creates an environment for team members to excel.

Requirements

• 3-5 years of people leadership experience.
• 8+ years of life insurance underwriting experience at a leading carrier or reinsurer.
• Experience in developing underwriting guidelines and programs.
• Demonstrated interest in innovation and better serving end users.
• Experience with accelerated underwriting and third-party evidence providers is a plus.

Benefits

• Excellent medical, dental, and vision coverage for you and your family.
• Flexible paid time off, including a week-long winter holiday closure.
• Competitive stock option packages.
• 401k match program, matching up to 4% of your contributions.
• Ladder Fit Program with monthly reimbursement for wellness-related expenses.
• Commuter benefits for office work, including pre-tax benefits and free parking.
• A stocked, beautiful new office in downtown Palo Alto designed for all working styles.
• Paid parental leave of ten weeks for all parents.
• Work-from-home flexibility and support, including a one-time remote office stipend and monthly stipends for WFH costs.
• Fun company-wide events, both virtual and in-person.