[Hiring] Small Business Underwriter @EMC Insurance Companies

Role Description

As a Small Business Underwriter, you’ll make a meaningful impact by using your expertise to make thoughtful risk decisions, grow a profitable portfolio, and build trusted relationships with agency partners. You’ll work closely with sales and business teams to uncover new opportunities, provide exceptional service, and help both our agency partners and EMC succeed.

• Manage and grow a profitable portfolio of new and renewal small business within assigned authority and territory.
• Select and price risks in alignment with EMC’s Small Business Underwriting Strategy.
• Evaluate coverage forms, classifications, rating plans, and underwriting guidelines to make sound, data-driven decisions.
• Prioritize workload to balance underwriting quality, efficiency, and responsiveness.
• Meet service-level commitments while supporting agency and business needs.
• Build trusted relationships with agency partners, particularly high-potential small business agencies.
• Partner with sales and other business units to ensure consistent communication and service.
• Engage agencies to generate new business, provide training support, and advance market objectives.
• Participate in agency planning and reviews, monitor progress, and provide actionable feedback toward annual goals.
• Stay current on underwriting best practices, industry trends, coverage forms, rating plans, and guidelines through ongoing professional development.

Qualifications

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience.
• One year of experience in commercial lines underwriting or related experience.
• Insurance designations, such as CPCU, CIC, or AU preferred.

Requirements

• Strong analytical, decision-making, and negotiating skills.
• Strong problem-solving skills and the ability to make sound decisions.
• Strong customer service skills.
• Ability to work effectively with others, as well as independently.
• Ability to maintain high standards of professional competence.
• Strong computer skills, including knowledge of Microsoft Office and social media.
• Ability to work on multiple projects while meeting deadlines.
• Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving.

Benefits

• The hiring salary range for this position will vary based on geographic location, falling within either of the following: $60,813 - $84,038 or $67,200 - $92,395.
• A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
• For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers .