[Hiring] Senior Risk & Fraud Investigator @Binance.US

Role Description

The Senior Risk & Fraud Investigator is part of the Risk team and reports to our Senior Manager of Fraud & Risk. As a Senior Risk & Fraud Investigator, you will utilize your inherent analytical and problem-solving abilities to assess cases in order to identify patterns or anomalies within intricate transactions, workflows, and risk management procedures.

• Collaborate with partner teams, such as Risk Operations, Customer Success, Compliance, and Data.
• Encourage innovation and impact overall risk programs and processes.
• Work with Risk Ops BPO teams to maintain Quality Assurance programs and training.
• Conduct time-sensitive and thorough investigations with an emphasis on fraudulent or high-risk activities, including Account Takeover, Identity Theft, Scam, and other fraud taxonomies.
• Develop training, workflows, and provide feedback to risk operational teams and business partners.
• Maintain all investigation-related records and supporting documentation.
• Solve ambiguous problems and possess a strong sense of self-motivation.

Qualifications

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML.
• Proven experience investigating complex fraud cases, including account takeover, identity theft, and high-risk user behavior.
• Strong understanding of blockchain analysis and cryptocurrency investigations.
• Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic, CipherTrace).
• Ability to independently manage multiple investigations with high accuracy and attention to detail.
• Strong analytical, critical thinking, and problem-solving skills.
• Excellent written and verbal communication skills, including the ability to present findings clearly.
• Experience working cross-functionally with risk, compliance, and operational teams.
• Demonstrated ability to engage with law enforcement, regulators, or external partners, including leading conversations or trainings.
• Ability to adapt quickly and operate effectively in a fast-paced, dynamic environment.
• Certifications such as CAMS, CFE, or CFCS are a plus.
• Experience with Sardine is also a plus.

Requirements

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft.
• Secure accounts by placing blocks to prevent financial loss.
• Identify fraud trends and communicate them to management.
• Conceptualize, develop, and implement process improvements.
• Adapt to and manage multiple assignments while working independently.
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning.
• Document and provide monitoring sessions to Risk Ops and Training/QA teams.

Benefits

• Unlimited PTO (for salaried FTE roles).
• Mental wellness benefits; free 1:1 virtual visits with a licensed mental wellness professional; comprehensive competitive health benefits.
• Fully remote, cameras-on culture with work-from-home equipment reimbursements available to new hires.
• Annual professional development budget; free 1:1 virtual visits with a career coach; 401k plan with employer match.