[Hiring] Senior Loan Fulfillment Specialist @Happy Money

Role Description

Our Senior Loan Fulfillment Specialists are responsible for managing loan application workflows from submission to decisioning, ensuring accuracy, timeliness and compliance with internal and regulatory standards. The role requires proactive communication with applicants, collaboration with internal teams, and strict adherence to performance and quality standards. This role plays a key part in shaping the Applicant experience. Loan Fulfillment Specialists are expected to bring professionalism and positivity to every interaction, ensuring our Applicants feel supported, understood, and confident throughout the process.

Responsibilities

• Process applications as assigned.
• Handle Applicant calls with care, accuracy, and urgency - demonstrating our core values of Love, Trust, and Hustle in every interaction to ensure applicants feel supported and informed.
• Review, validate, and process critical documents such as proof of income and identification, to ensure compliance, authenticity, and accuracy prior to decisioning.
• Daily follow-up outreach (phone call and email) to applicants whose applications are pending documentation or information to be approved.
• Reviewing applications in their active pipelines that have received new documentation or other information provided by the applicant.
• Follow-up on applications that have been escalated for Fraud Team review and have not been responded to within 24 hours.
• Adhere to Genesys schedule for breaks, lunches and other assigned activities.
• Maintain high levels of efficiency, quality, and speed while reviewing loan applications, ensuring deadlines and SLAs are consistently met without increasing risk exposure.
• Proactively identify potential risks, inconsistencies, or fraud indicators within applications and take appropriate action to mitigate exposure.
• Collaborate cross-functionally with fraud, BPO, and operations teams to ensure alignment on processes, procedures, and decisioning.
• Identify process gaps or inefficiencies and propose actionable solutions to improve workflow, scalability, and overall performance.
• Contribute to continuous improvement initiatives by sharing feedback, trends, and insights from day-to-day processing activities.
• Monitor and quickly respond to Slack updates and follow-up requests.
• Attend Team Huddles, meetings and training as scheduled.
• Complete all BVS training assignments as required by the Compliance Team.
• Review QA scorecards and dispute findings as needed.

Qualifications

• 2+ years of experience working in a loan origination environment.
• Comfortable handling large application volumes while maintaining accuracy.
• Comfortable juggling application/case work with inbound phone calls.
• Strong attention to detail and time management.
• Clear written and verbal communication.
• Adaptability to changing priorities and process updates.
• Team collaboration and accountability.
• Problem solving and escalation judgment.
• A positive, can-do mindset and curiosity about how your work impacts the Applicant journey.

Benefits

• Generous medical, dental, and vision insurance options.
• Eligible for monthly bonus.
• 401k Plan with a matching contribution.
• Generous PTO including sick leave, vacation, volunteer, and more.
• 12 Weeks Paid Parental Leave.
• Company-paid short & long term disability and life insurance.
• Monthly tech stipend to help cover expenses for remote work.