[Hiring] Senior Analyst, AML Investigations @Circle

Role Description

As a Senior Analyst, Anti-Money Laundering (AML) Investigations, you’ll join our Investigation Operations (IO) team to detect fraudulent activity, suspicious/illegal behaviors and patterns as well as drive projects focused on preventing and detecting financial crime. The ideal candidate is a highly inquisitive individual with a background in AML compliance, who enjoys analytical challenges and is passionate about blockchain technology.

• Investigating complex and escalated investigations, including L2 escalations from AML alerts, enhanced monitoring reviews, and L1 transaction monitoring reviews.
• Identifying activity which may lead to filing suspicious activity reports, as required by law.
• Owning cases end to end, making and documenting the decision to file or not file, and drafting and filing high-quality SARs/STRs.
• Occasionally working transaction monitoring alerts, as-needed, and identifying trends across all work types when appropriate.
• Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement and banking partners, and internal parties, such as policy, legal and Compliance Operations partners.
• Escalating significant risks and findings to the MLRO and compliance leadership, and supporting regulator and audit inquiries.
• Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities.
• Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
• Collaborating with policy and compliance data and technology teams to share trends and insights, and driving improvements to detection models, thresholds, and typology coverage.
• As needed, conduct training and provide feedback to IO analysts.

Qualifications

• A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
• B.A./B.S. degree; quantitative or technical degree a plus.
• 4+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations.
• Experience writing clear, well-supported SAR/STR narratives and communicating findings to senior stakeholders, law enforcement, or regulators.
• Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations.
• Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic).
• Strong organizational, analytical, written, and verbal communication skills with a close attention to detail.
• Experience analyzing large transactional data sets; SQL experience is a plus.
• Works well under pressure and tight deadlines with an ability to prioritize workloads.
• Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands.
• Proven experience working collaboratively and effectively with the ability to work with multiple stakeholders and internal teams.
• Ability to understand complex business problems, break down analytical projects into a structured approach, and formalize complex ideas into well defined logic.
• CAMS, CFCS or CFE certification is a plus.
• Proficiency in Google Suite, Slack and Apple MacOS preferred.
• Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development.
• Experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows.

Benefits

• Base Pay Range: $97,500 - $115,833

Company Description

Circle is on a mission to create an inclusive financial future, with transparency at our core.