[Hiring] Risk Strategist, User Risk Strategy @Stripe

Role Description

Under the User Risk Strategy org, you will be part of the Industry Expansion Strategy team. Our focus is to unlock revenue by strategically expanding supportability for users in highly regulated industries. This role will embed within Sales account teams to provide high-quality risk advisory support to onboard large enterprise users. You will partner with Compliance, Legal, Financial Partnerships, Product, and Credit Risk to design and execute on custom risk mitigation strategies for users in the Financial Services vertical. You will also provide expert guidance and analyses to help grow novel business models on Stripe (e.g. predictive markets, P2P money transmission, stablecoin remittance) in a risk-conscious manner.

Responsibilities

• Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, credit worthiness) for large, complex Financial Services deals.
• Partner with Stripe’s Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe’s largest users.
• Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly.
• Perform research and analysis to assess Stripe’s current risk performance and develop and prioritize long-term strategic plans for future growth.
• Challenge the status quo and provide multiple alternative solutions and key execution criteria.
• Represent Stripe in external engagements with our most critical partners and users.
• Execute special projects/ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving.

Qualifications

• 5+ years of professional experience, preferably in Financial Services, Payments or FinTech industries.
• Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk.
• Experience in a related role (risk, compliance, legal, consulting).
• Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them.
• Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users.
• Strong stakeholder management skills, including experience influencing product/engineering, sales, data science, and operations teams.
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations.
• The ability to take ownership, be accountable, and lead without formal authority.
• Entrepreneurial and curious mindset, strong communication and interpersonal skills.
• Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind.
• Strong desire to work in a fast-paced and innovative environment.
• Strong analytical skills and operating rigor.
• Strong executive presence and presentation skills, including experience engaging with leadership.

Preferred Qualifications

• Experience overseeing execution and delivery of highly-strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines.
• Experience in a client-facing role managing relationships with large, global, and complex organizations.
• Ability to navigate data and people to find answers and drive solutions.
• A strong understanding of our business and products, and an ability to research/self-start.
• Familiarity with card network rules.