[Hiring] Risk Analyst @Patriot Software

Role Description

Join our team and play a key role in protecting our customers and company from fraud. In this role, you’ll:

• Review new payroll direct deposit applications to identify potential fraud and ensure compliance with regulatory requirements.
• Investigate risk triggers to determine appropriate next steps and mitigate potential threats.
• Monitor and review suspicious accounts to detect unusual or fraudulent activity.
• Examine bank statements and supporting documentation to verify authenticity.
• Validate customer identities by reviewing and confirming government-issued photo IDs.
• Accurately document and manage reported fraud cases from initial report through resolution.
• Assist with internal and external audits by providing thorough and accurate documentation.
• Act as a subject matter expert for internal development teams to support the implementation of new features and workflows.
• Review and resolve potential OFAC matches to ensure compliance with federal regulations.

Please note this is a sample of what you’ll be doing. This job requires you to be able to adapt to change quickly in order to deliver an exceptional customer experience. Your duties, responsibilities, and activities may change at any time with or without notice.

Qualifications

• Experience in risk management, underwriting, or fraud prevention (preferably within the fintech or payments industry).
• Strong research and investigative skills with a sharp eye for detail.
• Excellent verbal and written communication skills.
• Strong time management skills with the ability to prioritize and manage multiple tasks effectively.
• Highly process- and policy-oriented, with a commitment to accuracy and compliance.
• Bachelor’s degree or equivalent professional experience.
• Knowledge of BSA/AML regulations and best practices.
• Must have the ability to handle sensitive customer information securely and adhere to the company’s data protection protocols.
• This role requires sitting or standing for extended periods (8+ hours) while working on a computer.
• Consistent, Reliable High-Speed Internet Access.
• Dedicated, quiet workspace free from distractions.

Requirements

• Nice to Have: Certified Anti-Money Laundering Specialist (CAMS) Certification.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Location & Commitments

• Full-time, direct-hire, 100% remote role.
• Open to candidates legally eligible to work in the United States.
• Not open to applicants residing in: Alaska, California, Hawaii, Washington D.C.
• Core hours: 9:00 am - 6:00 pm ET, Monday - Friday.
• Some flexibility is required during busy seasons or critical “right-now” moments.

Equal Opportunity

Patriot is an equal opportunity employer. We do not discriminate against any employee or job applicant on the basis of race, color, gender, national origin, age, religion, creed, disability or sex.

Benefits

Great products start with great people—which is why we invest in our team so they can do their best work. In addition to a culture that encourages innovation and ownership, our full-time employees enjoy a comprehensive suite of benefits that help our team thrive inside and outside of work.